Personal loans in Scranton, AR

The Census estimates 249 residents in Scranton, which ranks it 348th of 500 places in Arkansas. The nearest larger city is Subiaco, AR about 7 miles away. Every figure below is Arkansas's own, applied to Scranton's 249 residents, with the publisher and retrieval date attached. If debt is already a strain, a nonprofit credit counsellor can help Scranton residents before they take on more.

Where Scranton stands

Here is the sourced Census picture for Scranton, plus the Arkansas lending rules that apply to a loan taken out here.

• Population: 249 — Scranton ranks 348th of 500 communities in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 4.2% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 10 residents.
• Size percentile: about 30% of Arkansas's Census places are smaller than Scranton.
• Land and density: 0.5 square miles of land carry roughly 492 residents per square mile.
• By land area: Scranton ranks 423rd among Arkansas's 500 places, at 0.5 sq mi.
• State population share: Scranton accounts for about 0.0% of everyone in Arkansas.
• National rank: Scranton is 15,777th of 19,457 places nationwide.
• Growth rank: Scranton's 2020-to-2023 change ranks 61st of 500 places in Arkansas.
• Versus Arkansas: the state average change is +0.3%, while Scranton moved 4.2%.
• Density in Arkansas: Scranton ranks 192nd by people per square mile.
• Density vs Arkansas: Scranton's 492 people per square mile compare with a state median of 386.
• Location: the Census Gazetteer records it at 35.3604, -93.5397.
• Nearest larger cities: Subiaco (7 mi); Hartman (7 mi); Clarksville (7 mi); Coal Hill (9 mi); Lamar (10 mi). Online lenders reach Scranton no matter how far the nearest branch is.
• Smaller places nearby: Morrison Bluff (2 mi); Denning (13 mi); Wiederkehr Village (15 mi).
• Smaller places within 50 miles: 14 of them.
• At 100 miles: 233 larger Census places fall inside that radius.

Arkansas rules behind a Scranton personal loan

Arkansas has no separate rate rule for Scranton; the sourced rows below are what reach every lender that serves its 249 people.

Getting a loan in Scranton

With about 492 residents per square mile, Scranton is lightly settled, and 45 larger Census places sit within 50 miles. Lenders licensed in Arkansas reach Scranton's 249 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Subiaco, AR about 7 miles away.

Scranton on the map

Inside Scranton's boundaries lie about 0.5 square miles of land, with no significant water area recorded. With 249 residents, the land area yields roughly 492 people per square mile. Little Rock, the largest place in Arkansas, is about 80 miles from Scranton. Scranton has 45 larger places within a 50-mile radius. By land area it ranks 423rd of 500 Arkansas places.

A pre-application checklist for Scranton

These steps shape the offer you get in Scranton, a place of about 249 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Arkansas licence by checking the regulator named above.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Decide the purpose and how you will repay it before approaching any lender.

The process is identical across Arkansas; what changes is your credit file, not the fact that Scranton holds 249 people.

How personal loans work in Scranton

A Scranton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 249 residents. A lender serving Scranton's 249 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Scranton loan but raises total interest, so the smallest payment is not the cheapest loan.