Personal loans in Coal Hill, AR

What the Census records for Coal Hill

Here is the sourced Census picture for Coal Hill, plus the Arkansas lending rules that apply to a loan taken out here.

• Population: a Census-estimated 811, 201st among Arkansas's 500 places (Vintage 2023).
• Population trend: About 0.4% below the 2020 Census base.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: roughly 60% of Arkansas's places have fewer residents than Coal Hill's 811.
• Density: the Census land area of 2.8 sq mi holds about 289 people per square mile.
• Land area: Coal Hill covers 2.8 square miles, the 205th-largest area among Arkansas's 500 places.
• Water area: Coal Hill has 0.03 square miles of water, ranking 133rd of 500 places in Arkansas.
• Share of state population: Coal Hill's 811 residents are about 0.0% of Arkansas.
• National rank: Coal Hill is the 11,124th most populous of the 19,457 Census places covered here.
• Growth rank: Coal Hill's 2020-to-2023 change ranks 255th of 500 places in Arkansas.
• Versus Arkansas: the state average change is +0.3%, while Coal Hill moved 0.4%.
• Density rank: Coal Hill places 310th among Arkansas's places by people per square mile.
• Against the state median: Coal Hill runs about 289 residents per square mile, where the Arkansas median is 386.
• Location: latitude 35.4369, longitude -93.6652 (Census Gazetteer).
• Nearest larger cities: Clarksville (10 mi); Paris (11 mi); Ozark (11 mi); Lamar (15 mi); Mulberry (24 mi). Online lenders reach Coal Hill no matter how far the nearest branch is.
• Nearest smaller places: Hartman (2 mi); Denning (5 mi); Altus (6 mi).
• Smaller places within 50 miles: 33 of them.
• Within 100 miles: 140 places are larger than Coal Hill.

Before you apply in Coal Hill

Before you hand your details to a lender in Coal Hill, where the population is near 811:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Arkansas regulator's records to confirm the lender is licensed here.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

What differs between Coal Hill and the rest of Arkansas is not the process but the borrower's own file, among the 811 people here.

How personal loans work in Coal Hill

Most loans made to Coal Hill's 811 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Coal Hill can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Coal Hill loan but raises total interest, so the smallest payment is not the cheapest loan.

How Coal Hill compares across Arkansas

Within Arkansas, Coal Hill holds roughly 0.0% of all residents, the 201st-largest share among 500 places. Its 2020-to-2023 change ranks 255th of 500 Arkansas places, putting it near the 49th percentile for growth. At about 289 people per square mile, Coal Hill is the 310th most densely settled place in Arkansas. By land area, its 2.8 square miles rank 205th of 500 places in Arkansas.

Where Coal Hill sits

Inside Coal Hill's boundaries lie roughly 2.8 square miles of land and 0.03 square miles of water. That land carries about 289 people per square mile. Little Rock, the largest place in Arkansas, is about 89 miles from Coal Hill. Coal Hill has 34 larger places within a 50-mile radius. By land area it ranks 205th of 500 Arkansas places.

Arkansas rules behind a Coal Hill personal loan

For the roughly 811 residents of Coal Hill, the rules below are Arkansas's own; each row carries its publisher and retrieval date.