Personal loans in Savannah, GA

Read the disclosure for an origination fee and any prepayment penalty before signing in Savannah. For practical purposes, Savannah's population was stable from the 2020 base to the 2023 estimate. Every figure below is Georgia's own, applied to Savannah's 147,748 residents, with the publisher and retrieval date attached. Borrowers who want a bigger city can look to Charleston, SC about 91 miles away.

Where Savannah stands

Two layers matter for a Savannah borrower: the local population picture and Georgia's consumer-lending statutes.

• Population: 147,748 residents; Savannah is the 4th-largest of 536 places in Georgia (US Census Bureau, Vintage 2023).
• Population trend: No meaningful shift since the 2020 count.
• Size percentile: Savannah's 147,748 people outrank roughly 99% of the places in Georgia.
• Density: the Census land area of 109.4 sq mi holds about 1,350 people per square mile.
• Land area: Savannah covers 109.4 square miles, the 8th-largest area among Georgia's 536 places.
• Water area: Savannah has 4.79 square miles of water, ranking 4th of 536 places in Georgia.
• State share: roughly 3.2% of Georgia's residents live in Savannah (147,748 people).
• National standing: Savannah ranks 177th of 19,457 US places.
• Growth rank: Savannah's 2020-to-2023 change ranks 352nd of 536 places in Georgia.
• Versus Georgia: the state average change is +3.4%, while Savannah moved 0.0%.
• Density rank: Savannah places 76th among Georgia's places by people per square mile.
• Density vs Georgia: Savannah's 1,350 people per square mile compare with a state median of 536.
• Location: 32.0180, -81.1965 (US Census Bureau Gazetteer).
• Nearest larger cities: Charleston (91 mi); Jacksonville (119 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Garden City (5 mi); Vernonburg (6 mi); Pooler (7 mi).
• Within a 50-mile radius: 41 smaller Census places.
• At 100 miles: 1 larger Census places fall inside that radius.

Savannah in state context

Within Georgia, Savannah holds roughly 3.2% of all residents, the 4th-largest share among 536 places. Its 2020-to-2023 change ranks 352nd of 536 Georgia places, putting it near the 34th percentile for growth. At about 1,350 people per square mile, Savannah is the 76th most densely settled place in Georgia. By land area, its 109.4 square miles rank 8th of 536 places in Georgia.

How Georgia law applies in Savannah

This table holds the Georgia rate and licensing rules for consumer loans made to Savannah's 147,748 residents.

How personal loans work in Savannah

In Savannah, a sizable city of about 147,748, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Savannah loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Savannah loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Savannah sits

Savannah's land area is about 109.4 square miles; a further 4.79 square miles is water. That land carries about 1,350 people per square mile. Atlanta, the largest place in Georgia, is about 223 miles from Savannah. A 50-mile radius around Savannah takes in 0 places that are larger. By land area it ranks 8th of 536 Georgia places.

Borrowing reach in Savannah

Savannah is moderately settled, with about 1,350 people per square mile and 0 larger places within 50 miles. Lenders licensed in Georgia reach Savannah's 147,748 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Charleston, SC about 91 miles away.