Personal loans in Port Wentworth, GA
The first question in Port Wentworth is not the rate on offer but whether the payment fits; about 14,468 people live here under Georgia lending law. By population, Port Wentworth sits at 80th in Georgia, with an estimated 14,468 residents.
A 2020-to-2023 comparison shows Port Wentworth up by about 33.0%. Lenders active in Port Wentworth report to a Georgia supervisor, identified in the sourced rows below. Use the calculator on this page to price an amount and term before you commit in Port Wentworth. Borrowers who want a bigger city can look to Pooler, GA about 7 miles away.
Port Wentworth: population, trend and location
Read the local figures below as context; read the sourced Georgia table as the rulebook a lender here must follow.
- Population: 14,468 — Port Wentworth ranks 80th of 536 communities in Georgia (US Census Bureau, Vintage 2023).
- Population trend: Roughly 33.0% more residents than the 2020 Census counted.
- People gained or lost: about 3,589 more since the 2020 base.
- Size percentile: roughly 85% of Georgia's places have fewer residents than Port Wentworth's 14,468.
- Density: roughly 900 residents per square mile, spread over 16.1 sq mi of land.
- Land area rank: Port Wentworth's 16.1 square miles rank 57th of 536 places in Georgia.
- Water area: Port Wentworth has 0.05 square miles of water, ranking 180th of 536 places in Georgia.
- Share of Georgia: Port Wentworth holds about 0.3% of the state's population, some 14,468 people.
- National rank: Port Wentworth is the 2,423rd most populous of the 19,457 Census places covered here.
- Growth rank: Port Wentworth ranks 5th among Georgia's 536 places for the 2020-to-2023 change.
- Against the state trend: Port Wentworth's 33.0% change compares with a Georgia average of +3.4% across its 536 places.
- Density rank: Port Wentworth is the 147th most densely settled place in Georgia.
- Against the state median: Port Wentworth runs about 900 residents per square mile, where the Georgia median is 536.
- Location: the Census Gazetteer records it at 32.1920, -81.2057.
- Nearest larger cities: Pooler (7 mi); Savannah (12 mi); Bluffton (16 mi); Richmond Hill (21 mi); Hilton Head Island (27 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Rincon (7 mi); Garden City (7 mi); Bloomingdale (8 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 41 smaller Census places.
- Within 100 miles: 18 places are larger than Port Wentworth.
Port Wentworth on the map
The Census Gazetteer records 16.1 square miles of land and 0.05 square miles of water within Port Wentworth. Spread across it are roughly 900 residents per square mile. The largest place in Georgia, Atlanta, lies about 216 miles away. Port Wentworth has 8 larger places within a 50-mile radius. By land area it ranks 57th of 536 Georgia places.
Which Georgia laws govern a loan in Port Wentworth
This table holds the Georgia rate and licensing rules for consumer loans made to Port Wentworth's 14,468 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
Where Port Wentworth sits in Georgia
Port Wentworth is the 80th-largest of 536 Census places in Georgia and contains about 0.3% of the state's people. On the 2020-to-2023 trend, Port Wentworth stands 5th among Georgia's 536 places — roughly the 99th percentile. Its roughly 900 residents per square mile place it 147th among Georgia's places. By land area, its 16.1 square miles rank 57th of 536 places in Georgia.
A practical checklist for Port Wentworth borrowers
Before you hand your details to a lender in Port Wentworth, where the population is near 14,468:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Georgia licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
In Port Wentworth as elsewhere in Georgia, the written terms — not the advertisement — are what count for its 14,468 residents.
What is available to Port Wentworth borrowers
Port Wentworth is moderately settled, with about 900 people per square mile and 8 larger places within 50 miles. A Georgia licence lets a lender serve Port Wentworth without a local office, so branch density does not change what its 14,468 residents are offered. The nearest bigger place is Pooler, GA about 7 miles away.
Common questions
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Nearby places
- Pooler, GA — population 29,544
- Rincon, GA — population 11,624
- Garden City, GA — population 10,373
- Bloomingdale, GA — population 3,129
- Savannah, GA — population 147,748
- Hardeeville, SC — population 11,897
- Springfield, GA — population 3,284
- Thunderbolt, GA — population 2,539