Personal loans in Sausalito, CA
About 7,021 people live in Sausalito, placing it 405th of 482 Census places in California. In Sausalito, one of 482 Census places in California, the figure to compare across lenders is the APR, not the advertised rate.
Compare APR, not the interest rate, because the APR folds in most fees on a Sausalito loan. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Sausalito's 7,021 residents. A 2020-to-2023 comparison shows Sausalito down by about 3.4%. The next larger city is Tiburon, CA about 3 miles away.
The Sausalito data picture
What follows is Sausalito's place in the Census record, alongside the California rules that govern a personal loan made here.
- Population: an estimated 7,021 residents, 405th of 482 places in California (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 3.4%.
- Absolute change: 245 residents lost between 2020 and 2023.
- Size percentile: roughly 16% of California's places have fewer residents than Sausalito's 7,021.
- Population density: about 3,980 people per square mile across 1.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Sausalito's 1.8 square miles rank 441st of 482 places in California.
- Water area: Sausalito has 0.49 square miles of water, ranking 93rd of 482 places in California.
- State share: roughly 0.0% of California's residents live in Sausalito (7,021 people).
- National rank: Sausalito is 3,976th of 19,457 places nationwide.
- Growth rank: Sausalito's 2020-to-2023 change ranks 333rd of 482 places in California.
- State comparison: California's places average -1.3% for 2020-to-2023, against Sausalito's 3.4%.
- Density in California: Sausalito ranks 196th by people per square mile.
- Density in context: Sausalito's 3,980 people per square mile sit against a California median of 3,455.
- Location: it lies at 37.8584, -122.4918 in the Census Gazetteer.
- Nearest larger cities: Tiburon (3 mi); Mill Valley (4 mi); Corte Madera (5 mi); Larkspur (6 mi); San Rafael (9 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Belvedere (2 mi); Ross (8 mi); Colma (13 mi).
- Smaller places within 50 miles: 9 of them.
- Larger places within 100 miles: 131.
How lenders reach Sausalito
Sausalito is fairly dense, with about 3,980 people per square mile and 81 larger places within 50 miles. Lenders licensed in California reach Sausalito's 7,021 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Tiburon, CA about 3 miles away.
Land, water and location for Sausalito
The Census Gazetteer records 1.8 square miles of land and 0.49 square miles of water within Sausalito. That land carries about 3,980 people per square mile. For the state's biggest city, Los Angeles, the distance is roughly 350 miles. A 50-mile radius around Sausalito takes in 81 places that are larger. By land area it ranks 441st of 482 California places.
California consumer-lending rules applied in Sausalito
Every row below records a California rule, its publisher and its retrieval date — the same rules a Sausalito lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | California Department of Financial Protection and Innovation (DFPI) Source says: "“Department” means the Department of Financial Protection and Innovation". | California Legislature — Financial Code § 23001 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum default; written contracts may set up to 10% per annum for consumer-purpose loans Source says: "shall be 7 percent per annum"; "for use primarily for personal, family, or household purposes, at a rate not exceeding 10 percent per annum". | California Legislature — California Constitution, Article XV, § 1 as of 2026-09-16 |
| Payday lending status | Permitted under the California Deferred Deposit Transaction Law; max $300 face amount; fee ≤15%; term up to 31 days Source says: "The face amount of the check shall not exceed three hundred dollars ($300)"; "A fee for a deferred deposit transaction shall not exceed 15 percent of the face amount of the check" (Financial Code § 23036). | California Legislature — Financial Code § 23035 (and § 23036) as of 2026-09-16 |
What a Sausalito borrower is actually offered
In Sausalito, a small town of about 7,021, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Sausalito's 7,021 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Sausalito loan but raises total interest, so the smallest payment is not the cheapest loan.
Sausalito against the rest of California
Among California's 482 places, Sausalito sits at 405th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 333rd of 482 California places, putting it near the 31th percentile for growth. At about 3,980 people per square mile, Sausalito is the 196th most densely settled place in California. Between 2020 and 2023 the count changed by roughly 245 residents.
Common questions
What are my options in Sausalito if my credit is poor?
What loan size can I expect in Sausalito?
Do I have to pledge anything to borrow in Sausalito?
Does comparing loans in Sausalito cost me credit score points?
Nearby places
- Belvedere, CA — population 2,050
- Tiburon, CA — population 8,846
- Mill Valley, CA — population 13,792
- Corte Madera, CA — population 9,947
- Larkspur, CA — population 12,589
- San Rafael, CA — population 59,555
- Ross, CA — population 2,290
- San Anselmo, CA — population 12,498