Personal loans in Corte Madera, CA
The first question in Corte Madera is not the rate on offer but whether the payment fits; about 9,947 people live here under California lending law. With 9,947 residents, Corte Madera outranks about 22% of the communities in California. Compare APR, not the interest rate, because the APR folds in most fees on a Corte Madera loan. The 2020 count to the 2023 estimate shows about 2.7% decline in Corte Madera. A single loan can carry different costs on either side of a state line, and Corte Madera sits on the California side of that line. The next larger city is Larkspur, CA about 1 miles away.
Local context for Corte Madera
Two layers matter for a Corte Madera borrower: the local population picture and California's consumer-lending statutes.
- Population: 9,947 residents; Corte Madera is the 376th-largest of 482 places in California (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 2.7% between 2020 and 2023.
- Absolute change: 281 residents lost between 2020 and 2023.
- Size percentile: about 22% of California communities are smaller than Corte Madera (9,947 residents).
- Land and density: 3.2 square miles of land carry roughly 3,148 residents per square mile.
- Land area rank: Corte Madera's 3.2 square miles rank 378th of 482 places in California.
- Water area rank: Corte Madera ranks 66th among California's 482 places, with 1.24 sq mi.
- State share: roughly 0.0% of California's residents live in Corte Madera (9,947 people).
- Nationally: Corte Madera is the 3,177th-largest of 19,457 Census places in the dataset.
- Growth rank: Corte Madera ranks 295th among California's 482 places for the 2020-to-2023 change.
- Versus California: the state average change is -1.3%, while Corte Madera moved 2.7%.
- Density rank: Corte Madera places 272nd among California's places by people per square mile.
- Density in context: Corte Madera's 3,148 people per square mile sit against a California median of 3,455.
- Location: 37.9318, -122.5077 (Census Gazetteer coordinates).
- Nearest larger cities: Larkspur (1 mi); Mill Valley (2 mi); San Rafael (3 mi); San Anselmo (5 mi); Richmond (8 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Ross (4 mi); Tiburon (4 mi); Belvedere (4 mi), each with its own Census population profile.
- Within a 50-mile radius: 16 smaller Census places.
- At 100 miles: 120 larger Census places fall inside that radius.
Which California laws govern a loan in Corte Madera
Below are the California rules that apply to a loan made in Corte Madera, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | California Department of Financial Protection and Innovation (DFPI) Source says: "“Department” means the Department of Financial Protection and Innovation". | California Legislature — Financial Code § 23001 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum default; written contracts may set up to 10% per annum for consumer-purpose loans Source says: "shall be 7 percent per annum"; "for use primarily for personal, family, or household purposes, at a rate not exceeding 10 percent per annum". | California Legislature — California Constitution, Article XV, § 1 as of 2026-09-16 |
| Payday lending status | Permitted under the California Deferred Deposit Transaction Law; max $300 face amount; fee ≤15%; term up to 31 days Source says: "The face amount of the check shall not exceed three hundred dollars ($300)"; "A fee for a deferred deposit transaction shall not exceed 15 percent of the face amount of the check" (Financial Code § 23036). | California Legislature — Financial Code § 23035 (and § 23036) as of 2026-09-16 |
Land, water and location for Corte Madera
Corte Madera's land area is about 3.2 square miles; a further 1.24 square miles is water. That land carries about 3,148 people per square mile. Los Angeles, the largest place in California, is about 354 miles from Corte Madera. Corte Madera has 74 larger places within a 50-mile radius. The 100-mile radius contains 120 larger places.
Getting a loan in Corte Madera
With about 3,148 residents per square mile, Corte Madera is fairly dense, and 74 larger Census places sit within 50 miles. Distance to a branch rarely matters for Corte Madera's 9,947 residents: the application is online and the price follows your credit file. The nearest larger city, Larkspur, CA about 1 miles away.
A pre-application checklist for Corte Madera
A sensible order of operations for a loan in Corte Madera, home to about 9,947 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's California licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
None of these steps is Corte Madera-specific: the same California licensing and disclosure rules reach all 9,947 residents.
Corte Madera against the rest of California
Against California's other places, Corte Madera accounts for about 0.0% of the state's population and ranks 376th of 482 by size. Its 2020-to-2023 change ranks 295th of 482 California places, putting it near the 39th percentile for growth. By density, at about 3,148 people per square mile, it ranks 272nd in California. By land area, its 3.2 square miles rank 378th of 482 places in California.
Common questions
What are my options in Corte Madera if my credit is poor?
What loan size can I expect in Corte Madera?
Do I have to pledge anything to borrow in Corte Madera?
Does comparing loans in Corte Madera cost me credit score points?
Nearby places
- Larkspur, CA — population 12,589
- Mill Valley, CA — population 13,792
- San Rafael, CA — population 59,555
- Ross, CA — population 2,290
- Tiburon, CA — population 8,846
- Belvedere, CA — population 2,050
- Sausalito, CA — population 7,021
- San Anselmo, CA — population 12,498