Personal loans in Saugatuck, MI

By population, Saugatuck sits at 374th in Michigan, with an estimated 875 residents. For a bigger market, look to Douglas, MI about 2 miles away. Rate ceilings, licensing requirements and product limits for Saugatuck are all set at the Michigan level. Judge Saugatuck offers on total cost, not on how quickly the money arrives.

Where Saugatuck stands

What follows is Saugatuck's place in the Census record, alongside the Michigan rules that govern a personal loan made here.

• Population: about 875, ranked 374th of 533 places in Michigan (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 0.8% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 7 residents.
• Size percentile: Saugatuck's 875 people outrank roughly 30% of the places in Michigan.
• Density: the Census land area of 1.4 sq mi holds about 629 people per square mile.
• Land area: Saugatuck covers 1.4 square miles, the 300th-largest area among Michigan's 533 places.
• Water area: Saugatuck has 0.38 square miles of water, ranking 70th of 533 places in Michigan.
• Share of state population: Saugatuck's 875 residents are about 0.0% of Michigan.
• National rank: Saugatuck sits 10,808th by population among the 19,457 places in this dataset.
• Growth rank: Saugatuck's 2020-to-2023 change ranks 129th of 533 places in Michigan.
• Versus Michigan: the state average change is -0.3%, while Saugatuck moved 0.8%.
• Density in Michigan: Saugatuck ranks 411th by people per square mile.
• Density in context: Saugatuck's 629 people per square mile sit against a Michigan median of 1,078.
• Location: coordinates 42.6614, -86.2046 (US Census Bureau Gazetteer).
• Nearest larger cities: Douglas (2 mi); Fennville (7 mi); Holland (9 mi); Zeeland (14 mi); South Haven (18 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Hopkins (23 mi); Bloomingdale (23 mi); Breedsville (23 mi).
• Smaller places within 50 miles: 10 of them.
• At 100 miles: 304 larger Census places fall inside that radius.

Borrowing reach in Saugatuck

Saugatuck is moderately settled, with about 629 people per square mile and 56 larger places within 50 miles. Lenders licensed in Michigan reach Saugatuck's 875 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Douglas, MI about 2 miles away.

What Michigan law requires in Saugatuck

Every row below records a Michigan rule, its publisher and its retrieval date — the same rules a Saugatuck lender must follow.

Saugatuck's place among Michigan's 533 places

Set beside Michigan's 533 places, Saugatuck ranks 374th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Saugatuck ranks 129th of 533 in Michigan (about the 76th percentile). Its roughly 629 residents per square mile place it 411th among Michigan's places. By land area, its 1.4 square miles rank 300th of 533 places in Michigan.

Saugatuck: area, density and distance

Inside Saugatuck's boundaries lie roughly 1.4 square miles of land and 0.38 square miles of water. The resulting density is about 629 people per square mile. Detroit, the largest place in Michigan, is about 159 miles from Saugatuck. Counting outward 50 miles, 56 larger communities surround Saugatuck. Within the same 50 miles lie 10 smaller Census places.

Steps to take before a Saugatuck loan

Complete these steps first when you borrow in Saugatuck (875 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Michigan regulator's licence records before you sign.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Saugatuck and the rest of Michigan is not the process but the borrower's own file, among the 875 people here.