Personal loans in Fennville, MI
The trend for Fennville between 2020 and 2023 is downward by roughly 0.3%. At about 1,739 residents, Fennville is larger than roughly 49% of the places in Michigan. A personal loan in Fennville is priced from your credit file and income, not from the fact that the city holds 1,739 people. Compare APR, not the interest rate, because the APR folds in most fees on a Fennville loan. A single loan can carry different costs on either side of a state line, and Fennville sits on the Michigan side of that line. A larger market lies at Holland, MI about 12 miles away.
Where Fennville stands
The figures below are Fennville's own — Census population, land area and coordinates — followed by the Michigan rules.
- Population: about 1,739 people live here, which puts Fennville 272nd of 533 Census places in Michigan (Vintage 2023).
- Population trend: A loss of roughly 0.3% between 2020 and 2023.
- Net change: roughly 5 fewer people than the 2020 Census counted.
- Size percentile: about 49% of Michigan's Census places are smaller than Fennville.
- Population density: about 1,554 people per square mile across 1.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Fennville covers 1.1 square miles, the 358th-largest area among Michigan's 533 places.
- Water: Fennville holds about 0.03 square miles, the 271st-largest water area in Michigan.
- Within Michigan: about 0.0% of the state's population lives in Fennville.
- National rank: Fennville is 8,146th of 19,457 places nationwide.
- Growth rank: Fennville ranks 240th among Michigan's 533 places for the 2020-to-2023 change.
- Against the state trend: Fennville's 0.3% change compares with a Michigan average of -0.3% across its 533 places.
- Density rank: Fennville places 168th among Michigan's places by people per square mile.
- Against the state median: Fennville runs about 1,554 residents per square mile, where the Michigan median is 1,078.
- Location: coordinates 42.5947, -86.1051 (US Census Bureau Gazetteer).
- Nearest larger cities: Holland (12 mi); Allegan (14 mi); South Haven (16 mi); Zeeland (16 mi); Bangor (20 mi). Online lenders reach Fennville no matter how far the nearest branch is.
- Smaller communities within reach: Douglas (6 mi); Saugatuck (7 mi); Bloomingdale (16 mi).
- Smaller neighbours: 28 places smaller than Fennville sit within 50 miles.
- Within 100 miles: 208 places are larger than Fennville.
Lender access in Fennville
Fennville is a moderately settled community of about 1,739 people, with 45 larger places inside a 50-mile radius. Whether Fennville has a local branch or not, a Michigan-licensed lender can serve its 1,739 people online on the same terms. The nearest larger city, Holland, MI about 12 miles away.
The state rulebook for Fennville
Every row below records a Michigan rule, its publisher and its retrieval date — the same rules a Fennville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment service transactions (2005 PA 244; MCL 487.2121 et seq.), licensed and regulated by DIFS Source says: "AN ACT to regulate the business of providing deferred presentment service transactions; to require the licensing of providers of deferred presentment service transactions" | Michigan Legislature as of 2026-09-16 |
Where Fennville sits
Inside Fennville's boundaries lie roughly 1.1 square miles of land and 0.03 square miles of water. With 1,739 residents, the land area yields roughly 1,554 people per square mile. The largest place in Michigan, Detroit, lies about 154 miles away. Within 50 miles of Fennville there are 45 larger Census places. By land area it ranks 358th of 533 Michigan places.
The anatomy of a Fennville personal loan
With roughly 1,739 residents, Fennville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Fennville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Fennville loan is knowable in advance — unlike a revolving card balance.
A pre-application checklist for Fennville
These steps shape the offer you get in Fennville, a place of about 1,739 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Michigan regulator's licence list.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
What differs between Fennville and the rest of Michigan is not the process but the borrower's own file, among the 1,739 people here.
Common questions
What are my options in Fennville if my credit is poor?
What loan size can I expect in Fennville?
Do I have to pledge anything to borrow in Fennville?
Does comparing loans in Fennville cost me credit score points?
Nearby places
- Douglas, MI — population 1,411
- Saugatuck, MI — population 875
- Holland, MI — population 34,540
- Zeeland, MI — population 5,645
- Breedsville, MI — population 200
- Bloomingdale, MI — population 516
- South Haven, MI — population 4,001
- Allegan, MI — population 5,162