Personal loans in San Marcos, TX

The trend for San Marcos between 2020 and 2023 is upward by roughly 5.6%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a San Marcos loan. The closest larger city is New Braunfels, TX about 16 miles away. When Texas caps or restricts a product, lenders either change the terms or withdraw it from San Marcos as from the rest of the state.

San Marcos: population, trend and location

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: 71,569 people, a figure that places San Marcos 56th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 5.6% since the 2020 count.
• People gained or lost: about 3,791 more since the 2020 base.
• Size percentile: roughly 95% of Texas's places have fewer residents than San Marcos's 71,569.
• Population density: 1,792 people per square mile on 39.9 square miles of land.
• By land area: San Marcos ranks 58th among Texas's 1,224 places, at 39.9 sq mi.
• Water area: San Marcos has 0.13 square miles of water, ranking 196th of 1,224 places in Texas.
• Share of state population: San Marcos's 71,569 residents are about 0.3% of Texas.
• National rank: San Marcos is the 519th most populous of the 19,457 Census places covered here.
• Growth rank: San Marcos ranks 401st among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: San Marcos's 5.6% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: San Marcos places 209th among Texas's places by people per square mile.
• Against the state median: San Marcos runs about 1,792 residents per square mile, where the Texas median is 840.
• Location: 29.8736, -97.9367 (US Census Bureau Gazetteer).
• Nearest larger cities: New Braunfels (16 mi); Austin (31 mi); Cedar Park (45 mi); San Antonio (45 mi); Round Rock (48 mi). Lenders licensed in the state serve San Marcos whether or not they keep a local branch.
• Nearest smaller towns: Martindale (6 mi); Kyle (9 mi); Staples (10 mi).
• Smaller places within 50 miles: 76 of them.
• At 100 miles: 9 larger Census places fall inside that radius.

How San Marcos compares across Texas

Set beside Texas's 1,224 places, San Marcos ranks 56th by population and holds about 0.3% of the state total. Its 2020-to-2023 change ranks 401st of 1,224 Texas places, putting it near the 67th percentile for growth. Its roughly 1,792 residents per square mile place it 209th among Texas's places. Between 2020 and 2023 the count changed by roughly 3,791 residents.

What a San Marcos borrower is actually offered

In San Marcos, a mid-sized city of about 71,569, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving San Marcos's 71,569 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a San Marcos loan but raises total interest, so the smallest payment is not the cheapest loan.

Where San Marcos sits

San Marcos's land area is about 39.9 square miles; a further 0.13 square miles is water. Spread across it are roughly 1,792 residents per square mile. For the state's biggest city, Houston, the distance is roughly 153 miles. A 50-mile radius around San Marcos takes in 6 places that are larger. By land area it ranks 58th of 1,224 Texas places.

What is available to San Marcos borrowers

San Marcos is a moderately settled community of about 71,569 people, with 6 larger places inside a 50-mile radius. Distance to a branch rarely matters for San Marcos's 71,569 residents: the application is online and the price follows your credit file. The nearest bigger place is New Braunfels, TX about 16 miles away.

Which Texas laws govern a loan in San Marcos

The rows below set out what a licensed lender must follow in Texas, and so for San Marcos's roughly 71,569 residents.