Personal loans in Uhland, TX

A lender serving Uhland holds a Texas licence and answers to a Texas regulator; no city office is involved for its 1,821 residents. The Census estimates 1,821 residents in Uhland, which ranks it 636th of 1,224 places in Texas. Rate-shopping from Uhland costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The 2020 count to the 2023 estimate shows about 14.7% growth in Uhland. Every figure below is Texas's own, applied to Uhland's 1,821 residents, with the publisher and retrieval date attached. For a bigger market, look to Kyle, TX about 6 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Uhland by the numbers

Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.

The Texas lending rules that reach Uhland

For the roughly 1,821 residents of Uhland, the rules below are Texas's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Small-loan / installment lender licensingLicense required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051)
Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16

Lender access in Uhland

With about 477 residents per square mile, Uhland is lightly settled, and 45 larger Census places sit within 50 miles. A Texas licence lets a lender serve Uhland without a local office, so branch density does not change what its 1,821 residents are offered. The nearest larger city, Kyle, TX about 6 miles away.

What a Uhland borrower is actually offered

Most loans made to Uhland's 1,821 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Uhland lender to disclose the APR and finance charge before you sign. Shortening the term on a Uhland loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Uhland

The Census Gazetteer records about 3.8 square miles of land within Uhland, with no significant water area listed. The resulting density is about 477 people per square mile. The largest place in Texas, Houston, lies about 144 miles away. Counting outward 50 miles, 45 larger communities surround Uhland. Within the same 50 miles lie 28 smaller Census places.

Uhland's place among Texas's 1,224 places

Within Texas, Uhland holds roughly 0.0% of all residents, the 636th-largest share among 1,224 places. For population change between 2020 and 2023, Uhland ranks 141st of 1,224 in Texas (about the 88th percentile). Its roughly 477 residents per square mile place it 898th among Texas's places. Between 2020 and 2023 the count changed by roughly 234 residents.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Uhland if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Uhland is the same as anywhere in Texas.
What loan size can I expect in Uhland?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Uhland?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Uhland cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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