Personal loans in Uhland, TX
A lender serving Uhland holds a Texas licence and answers to a Texas regulator; no city office is involved for its 1,821 residents. The Census estimates 1,821 residents in Uhland, which ranks it 636th of 1,224 places in Texas. Rate-shopping from Uhland costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The 2020 count to the 2023 estimate shows about 14.7% growth in Uhland. Every figure below is Texas's own, applied to Uhland's 1,821 residents, with the publisher and retrieval date attached. For a bigger market, look to Kyle, TX about 6 miles away.
Uhland by the numbers
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: a Census-estimated 1,821, 636th among Texas's 1,224 places (Vintage 2023).
- Population trend: Higher by roughly 14.7% since the 2020 count.
- Net change: roughly 234 more people than the 2020 Census counted.
- Size percentile: Uhland's 1,821 people outrank roughly 48% of the places in Texas.
- Density: the Census land area of 3.8 sq mi holds about 477 people per square mile.
- Land area rank: Uhland's 3.8 square miles rank 451st of 1,224 places in Texas.
- Share of Texas: Uhland holds about 0.0% of the state's population, some 1,821 people.
- Nationally: Uhland is the 7,966th-largest of 19,457 Census places in the dataset.
- Growth rank: Uhland's 2020-to-2023 change ranks 141st of 1,224 places in Texas.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Uhland's 14.7%.
- Density rank: Uhland places 898th among Texas's places by people per square mile.
- Against the state median: Uhland runs about 477 residents per square mile, where the Texas median is 840.
- Location: latitude 29.9666, longitude -97.7881 (Census Gazetteer).
- Nearest larger cities: Kyle (6 mi); Lockhart (9 mi); Buda (9 mi); San Marcos (11 mi); Wimberley (18 mi). Larger metros often have more branches, but online lenders reach Uhland on the same terms.
- Nearest smaller towns: Niederwald (2 mi); Mustang Ridge (8 mi); Mountain City (8 mi).
- Smaller neighbours: 28 places smaller than Uhland sit within 50 miles.
- Within 100 miles: 114 places are larger than Uhland.
The Texas lending rules that reach Uhland
For the roughly 1,821 residents of Uhland, the rules below are Texas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Lender access in Uhland
With about 477 residents per square mile, Uhland is lightly settled, and 45 larger Census places sit within 50 miles. A Texas licence lets a lender serve Uhland without a local office, so branch density does not change what its 1,821 residents are offered. The nearest larger city, Kyle, TX about 6 miles away.
What a Uhland borrower is actually offered
Most loans made to Uhland's 1,821 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Uhland lender to disclose the APR and finance charge before you sign. Shortening the term on a Uhland loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Land, water and location for Uhland
The Census Gazetteer records about 3.8 square miles of land within Uhland, with no significant water area listed. The resulting density is about 477 people per square mile. The largest place in Texas, Houston, lies about 144 miles away. Counting outward 50 miles, 45 larger communities surround Uhland. Within the same 50 miles lie 28 smaller Census places.
Uhland's place among Texas's 1,224 places
Within Texas, Uhland holds roughly 0.0% of all residents, the 636th-largest share among 1,224 places. For population change between 2020 and 2023, Uhland ranks 141st of 1,224 in Texas (about the 88th percentile). Its roughly 477 residents per square mile place it 898th among Texas's places. Between 2020 and 2023 the count changed by roughly 234 residents.
Common questions
What are my options in Uhland if my credit is poor?
What loan size can I expect in Uhland?
Do I have to pledge anything to borrow in Uhland?
Does comparing loans in Uhland cost me credit score points?
Nearby places
- Niederwald, TX — population 679
- Kyle, TX — population 62,548
- Creedmoor, TX — population 425
- Mustang Ridge, TX — population 983
- Mountain City, TX — population 676
- Martindale, TX — population 1,256
- Buda, TX — population 16,030
- Lockhart, TX — population 15,318