Personal loans in Saline, LA

Saline, Louisiana — home to about 252 people — is a small community, so the terms you are offered follow Louisiana law rather than any local rule. An estimated 252 people make their home in Saline, a figure that ranks 253rd in Louisiana. Verify the lender's Louisiana licence against the regulator named below before borrowing in Saline. Saline shed about 4.9% of its population between the 2020 base and the 2023 estimate. Every figure below is Louisiana's own, applied to Saline's 252 residents, with the publisher and retrieval date attached. The closest larger city is Goldonna, LA about 11 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Saline: population, trend and location

What follows is Saline's place in the Census record, alongside the Louisiana rules that govern a personal loan made here.

Population: 252 people, a figure that places Saline 253rd among the 302 Census places in Louisiana (US Census Bureau, Vintage 2023).
Population trend: A drop of about 4.9% from 2020 to 2023.
Net change: roughly 13 fewer people than the 2020 Census counted.
Size percentile: with 252 residents, Saline is larger than about 16% of Louisiana's Census places.
Population density: 212 people per square mile on 1.2 square miles of land.
Land area: Saline covers 1.2 square miles, the 242nd-largest area among Louisiana's 302 places.
Share of state population: Saline's 252 residents are about 0.0% of Louisiana.
National standing: Saline ranks 15,732nd of 19,457 US places.
Growth in Louisiana: Saline stands 245th by percentage change from 2020 to 2023, among 302 places.
State comparison: Louisiana's places average -2.1% for 2020-to-2023, against Saline's 4.9%.
Density rank: Saline is the 231st most densely settled place in Louisiana.
Against the state median: Saline runs about 212 residents per square mile, where the Louisiana median is 534.
Location: 32.1631, -92.9768 (Census Gazetteer coordinates).
Nearest larger cities: Goldonna (11 mi); Martin (15 mi); Hodge (16 mi); Jonesboro (16 mi); North Hodge (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
Smaller towns nearby: Lucky (6 mi); Ashland (8 mi); Castor (13 mi).
Within a 50-mile radius: 22 smaller Census places.
At 100 miles: 161 larger Census places fall inside that radius.

What Louisiana law requires in Saline

Read the table as a lender's compliance picture for Saline: the rule, the sourced figure, the publisher and the date.

Rule	Detail	Source
State lending regulator	Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana."	Louisiana Office of Financial Institutions as of 2026-09-16
Small-loan / installment lender licensing	Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office"	Louisiana Office of Financial Institutions as of 2026-09-16
Licensed-lender consumer loan finance charge caps	36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars"	Louisiana State Legislature as of 2026-09-16

Saline: area, density and distance

Saline's land area is roughly 1.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 212 people per square mile. New Orleans, the largest place in Louisiana, is about 232 miles from Saline. Within 50 miles of Saline there are 45 larger Census places. The 100-mile radius contains 161 larger places.

Inside a Saline personal loan

Saline is a small community of about 252 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Saline lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Saline loan but raises total interest, so the smallest payment is not the cheapest loan.

How Saline compares across Louisiana

Against Louisiana's other places, Saline accounts for about 0.0% of the state's population and ranks 253rd of 302 by size. For population change between 2020 and 2023, Saline ranks 245th of 302 in Louisiana (about the 19th percentile). At about 212 people per square mile, Saline is the 231st most densely settled place in Louisiana. Within 50 miles sit 22 smaller Census places, alongside the 45 that are larger.

How lenders reach Saline

Saline is a lightly settled community of about 252 people, with 45 larger places inside a 50-mile radius. A Louisiana licence lets a lender serve Saline without a local office, so branch density does not change what its 252 residents are offered. The nearest larger city, Goldonna, LA about 11 miles away.

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Common questions

What are my options in Saline if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Saline is the same as anywhere in Louisiana.

What loan size can I expect in Saline?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Saline?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Saline cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Lucky, LA — population 240
Ashland, LA — population 190
Goldonna, LA — population 416
Bienville, LA — population 182
Castor, LA — population 220
Martin, LA — population 508
Hodge, LA — population 372
Jonesboro, LA — population 4,019