Personal loans in Hodge, LA

Where Hodge stands

What follows is Hodge's place in the Census record, alongside the Louisiana rules that govern a personal loan made here.

• Population: 372 people, a figure that places Hodge 232nd among the 302 Census places in Louisiana (US Census Bureau, Vintage 2023).
• Population trend: Down about 3.4% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 13 fewer since the 2020 base.
• Size percentile: bigger than about 23% of the places in Louisiana, with 372 residents in Hodge.
• Population density: 385 people per square mile on 1.0 square miles of land.
• Land area: Hodge covers 1.0 square miles, the 268th-largest area among Louisiana's 302 places.
• Water: Hodge holds about 0.40 square miles, the 18th-largest water area in Louisiana.
• State population share: Hodge accounts for about 0.0% of everyone in Louisiana.
• National rank: Hodge is the 14,383rd most populous of the 19,457 Census places covered here.
• Growth rank: Hodge ranks 170th among Louisiana's 302 places for the 2020-to-2023 change.
• Against the state trend: Hodge's 3.4% change compares with a Louisiana average of -2.1% across its 302 places.
• Density in Louisiana: Hodge ranks 187th by people per square mile.
• Against the state median: Hodge runs about 385 residents per square mile, where the Louisiana median is 534.
• Location: coordinates 32.2700, -92.7297 (US Census Bureau Gazetteer).
• Nearest larger cities: Jonesboro (3 mi); Chatham (16 mi); Grambling (18 mi); Simsboro (18 mi); Ruston (19 mi). Larger metros often have more branches, but online lenders reach Hodge on the same terms.
• Smaller places close by: East Hodge (1 mi); North Hodge (1 mi); Quitman (6 mi).
• Smaller places within 50 miles: 31 of them.
• Larger places within 100 miles: 138.

Borrowing reach in Hodge

Hodge is a lightly settled community of about 372 people, with 35 larger places inside a 50-mile radius. Distance to a branch rarely matters for Hodge's 372 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Jonesboro, LA about 3 miles away.

Before you apply in Hodge

Before you apply in Hodge, a community of about 372, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Make sure the lender appears in the Louisiana regulator's licence list.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

In Hodge as elsewhere in Louisiana, the written terms — not the advertisement — are what count for its 372 residents.

Inside a Hodge personal loan

A Hodge personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 372 residents. Two numbers drive a Hodge loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Hodge loan is knowable in advance — unlike a revolving card balance.

Hodge on the map

Inside Hodge's boundaries lie roughly 1.0 square miles of land and 0.40 square miles of water. Spread across it are roughly 385 residents per square mile. The state's population centre of gravity, New Orleans, is roughly 225 miles away. Within 50 miles of Hodge there are 35 larger Census places. Within the same 50 miles lie 31 smaller Census places.

Louisiana rules behind a Hodge personal loan

Read the table as a lender's compliance picture for Hodge: the rule, the sourced figure, the publisher and the date.