Personal loans in Rutledge, PA
The roughly 778 people who live in Rutledge borrow under Pennsylvania rules; city hall sets no personal-loan rate. Roughly 778 residents live in Rutledge, the 659th-largest community in Pennsylvania.
The 2020 count to the 2023 estimate shows about 0.8% decline in Rutledge. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Rutledge. The closest larger place is Morton, PA about 1 miles away. To lend to Rutledge's 778 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it.
The Rutledge data picture
Here is the sourced Census picture for Rutledge, plus the Pennsylvania lending rules that apply to a loan taken out here.
- Population: the Census counts 778 residents in Rutledge (Vintage 2023 subcounty estimate), the 659th-largest figure among Pennsylvania's 1,013 places.
- Population trend: Roughly 0.8% fewer residents than the 2020 Census counted.
- Net change: roughly 6 fewer people than the 2020 Census counted.
- Size percentile: Rutledge sits ahead of around 35% of Pennsylvania places, at 778 people.
- Land and density: 0.1 square miles of land carry roughly 5,441 residents per square mile.
- By land area: Rutledge ranks 969th among Pennsylvania's 1,013 places, at 0.1 sq mi.
- Share of Pennsylvania: Rutledge holds about 0.0% of the state's population, some 778 people.
- National rank: Rutledge is 11,318th of 19,457 places nationwide.
- Growth rank: Rutledge ranks 394th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Against the state trend: Rutledge's 0.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density in Pennsylvania: Rutledge ranks 93rd by people per square mile.
- Density in context: Rutledge's 5,441 people per square mile sit against a Pennsylvania median of 1,990.
- Location: coordinates 39.9009, -75.3274 (US Census Bureau Gazetteer).
- Nearest larger cities: Morton (1 mi); Swarthmore (1 mi); Prospect Park (1 mi); Ridley Park (2 mi); Glenolden (2 mi). Larger metros often have more branches, but online lenders reach Rutledge on the same terms.
- Smaller communities close by: Ardentown (10 mi); Arden (11 mi); Ardencroft (11 mi), each with its own Census population profile.
- Within a 50-mile radius: 19 smaller Census places.
- Larger places within 100 miles: 631.
Before you apply in Rutledge
Before you apply in Rutledge, a community of about 778, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Pennsylvania regulator's records to confirm the lender is licensed here.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
In Rutledge as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 778 residents.
Land, water and location for Rutledge
The Census Gazetteer records about 0.1 square miles of land within Rutledge, with no significant water area listed. Spread across it are roughly 5,441 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 13 miles from Rutledge. Rutledge has 207 larger places within a 50-mile radius. By land area it ranks 969th of 1,013 Pennsylvania places.
The Pennsylvania lending rules that reach Rutledge
Pennsylvania has no separate rate rule for Rutledge; the sourced rows below are what reach every lender that serves its 778 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Borrowing reach in Rutledge
At roughly 5,441 people per square mile, Rutledge is densely built; 207 larger places lie within 50 miles. Whether Rutledge has a local branch or not, a Pennsylvania-licensed lender can serve its 778 people online on the same terms. For a larger market, the closest option is Morton, PA about 1 miles away.
Rutledge in state context
Within Pennsylvania, Rutledge holds roughly 0.0% of all residents, the 659th-largest share among 1,013 places. Its 2020-to-2023 change ranks 394th of 1,013 Pennsylvania places, putting it near the 61th percentile for growth. By density, at about 5,441 people per square mile, it ranks 93rd in Pennsylvania. In land area, Rutledge ranks 969th among Pennsylvania's 1,013 places.
Common questions
What are my options in Rutledge if my credit is poor?
What loan size can I expect in Rutledge?
Do I have to pledge anything to borrow in Rutledge?
Does comparing loans in Rutledge cost me credit score points?
Nearby places
- Morton, PA — population 2,756
- Swarthmore, PA — population 6,536
- Ridley Park, PA — population 7,216
- Prospect Park, PA — population 6,374
- Norwood, PA — population 5,890
- Glenolden, PA — population 7,168
- Clifton Heights, PA — population 6,796
- Aldan, PA — population 4,210