Personal loans in Clifton Heights, PA
Lenders active in Clifton Heights report to a Pennsylvania supervisor, identified in the sourced rows below. Roughly 6,796 residents live in Clifton Heights, the 125th-largest community in Pennsylvania.
Clifton Heights is a small town in Pennsylvania, with an estimated 6,796 residents, and every licensed lender here follows the same state rulebook. Clifton Heights shed about 0.9% of its population between the 2020 base and the 2023 estimate. For a community of about 6,796, the practical step is to compare APR across at least three lenders before committing. The nearest larger metro is Lansdowne, PA about 1 miles away.
Clifton Heights: population, trend and location
Here is the sourced Census picture for Clifton Heights, plus the Pennsylvania lending rules that apply to a loan taken out here.
- Population: the Census counts 6,796 residents in Clifton Heights (Vintage 2023 subcounty estimate), the 125th-largest figure among Pennsylvania's 1,013 places.
- Population trend: The 2020-to-2023 change is negative, near 0.9%.
- People gained or lost: about 64 fewer since the 2020 base.
- Size percentile: bigger than about 88% of the places in Pennsylvania, with 6,796 residents in Clifton Heights.
- Population density: 10,787 people per square mile on 0.6 square miles of land.
- By land area: Clifton Heights ranks 634th among Pennsylvania's 1,013 places, at 0.6 sq mi.
- Within Pennsylvania: about 0.1% of the state's population lives in Clifton Heights.
- National standing: Clifton Heights ranks 4,061st of 19,457 US places.
- Growth rank: Clifton Heights ranks 436th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Clifton Heights moved 0.9%.
- Density rank: Clifton Heights places 6th among Pennsylvania's places by people per square mile.
- Against the state median: Clifton Heights runs about 10,787 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 39.9301, -75.2958 (US Census Bureau Gazetteer).
- Nearest larger cities: Lansdowne (1 mi); Collingdale (1 mi); Darby (2 mi); Glenolden (2 mi); Yeadon (2 mi). Larger metros often have more branches, but online lenders reach Clifton Heights on the same terms.
- Nearest smaller towns: Aldan (1 mi); Morton (2 mi); East Lansdowne (2 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 164 of them.
- At 100 miles: 243 larger Census places fall inside that radius.
How Clifton Heights compares across Pennsylvania
Among Pennsylvania's 1,013 places, Clifton Heights sits at 125th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Clifton Heights ranks 436th of 1,013 in Pennsylvania (about the 57th percentile). By density, at about 10,787 people per square mile, it ranks 6th in Pennsylvania. Within 50 miles sit 164 smaller Census places, alongside the 61 that are larger.
The Clifton Heights borrowing checklist
Complete these steps first when you borrow in Clifton Heights (6,796 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Pennsylvania regulator's licence records before you sign.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
The process is identical across Pennsylvania; what changes is your credit file, not the fact that Clifton Heights holds 6,796 people.
Where Clifton Heights sits
Inside Clifton Heights's boundaries lie about 0.6 square miles of land, with no significant water area recorded. The resulting density is about 10,787 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 10 miles away. Counting outward 50 miles, 61 larger communities surround Clifton Heights. The 100-mile radius contains 243 larger places.
How a Clifton Heights personal loan is priced
In Clifton Heights, a small town of about 6,796, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Clifton Heights loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Clifton Heights decides the split between a comfortable payment and the total interest you pay.
The Pennsylvania lending rules that reach Clifton Heights
Below are the Pennsylvania rules that apply to a loan made in Clifton Heights, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
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Nearby places
- Aldan, PA — population 4,210
- Lansdowne, PA — population 11,077
- Collingdale, PA — population 8,833
- Glenolden, PA — population 7,168
- Darby, PA — population 10,614
- Morton, PA — population 2,756
- Sharon Hill, PA — population 5,958
- East Lansdowne, PA — population 2,687