Personal loans in East Lansdowne, PA
A single loan can carry different costs on either side of a state line, and East Lansdowne sits on the Pennsylvania side of that line. About 2,687 people live in East Lansdowne, placing it 354th of 1,013 Census places in Pennsylvania.
The first question in East Lansdowne is not the rate on offer but whether the payment fits; about 2,687 people live here under Pennsylvania lending law. The 2020 count to the 2023 estimate shows about 1.0% decline in East Lansdowne. Work out your debt-to-income ratio first; lenders weigh it heavily, and East Lansdowne's 2,687 residents are no exception. The nearest larger city is Lansdowne, PA about 1 miles away.
East Lansdowne: the sourced local profile
What follows is East Lansdowne's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: 2,687 people, a figure that places East Lansdowne 354th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Down about 1.0% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 26 residents.
- Size percentile: roughly 65% of Pennsylvania's places have fewer residents than East Lansdowne's 2,687.
- Population density: 13,044 people per square mile on 0.2 square miles of land.
- Land area: East Lansdowne covers 0.2 square miles, the 923rd-largest area among Pennsylvania's 1,013 places.
- State population share: East Lansdowne accounts for about 0.0% of everyone in Pennsylvania.
- National rank: East Lansdowne sits 6,628th by population among the 19,457 places in this dataset.
- Growth rank: East Lansdowne's 2020-to-2023 change ranks 442nd of 1,013 places in Pennsylvania.
- Against the state trend: East Lansdowne's 1.0% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: East Lansdowne is the 2nd most densely settled place in Pennsylvania.
- Density in context: East Lansdowne's 13,044 people per square mile sit against a Pennsylvania median of 1,990.
- Location: the Census Gazetteer records it at 39.9440, -75.2608.
- Nearest larger cities: Lansdowne (1 mi); Yeadon (1 mi); Darby (2 mi); Aldan (2 mi); Clifton Heights (2 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Millbourne (1 mi); Colwyn (2 mi); Rutledge (5 mi).
- Smaller places within 50 miles: 81 of them.
- Within 100 miles: 469 places are larger than East Lansdowne.
A pre-application checklist for East Lansdowne
A sensible order of operations for a loan in East Lansdowne, home to about 2,687 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is East Lansdowne-specific: the same Pennsylvania licensing and disclosure rules reach all 2,687 residents.
Land, water and location for East Lansdowne
East Lansdowne's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 13,044 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 8 miles away. East Lansdowne has 140 larger places within a 50-mile radius. The 100-mile radius contains 469 larger places.
The state rulebook for East Lansdowne
For the roughly 2,687 residents of East Lansdowne, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
East Lansdowne against the rest of Pennsylvania
East Lansdowne is the 354th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 442nd of 1,013 Pennsylvania places, putting it near the 56th percentile for growth. By density, at about 13,044 people per square mile, it ranks 2nd in Pennsylvania. Between 2020 and 2023 the count changed by roughly 26 residents.
Borrowing reach in East Lansdowne
At roughly 13,044 people per square mile, East Lansdowne is densely built; 140 larger places lie within 50 miles. A Pennsylvania licence lets a lender serve East Lansdowne without a local office, so branch density does not change what its 2,687 residents are offered. For a larger market, the closest option is Lansdowne, PA about 1 miles away.
Common questions
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Nearby places
- Yeadon, PA — population 12,247
- Lansdowne, PA — population 11,077
- Millbourne, PA — population 1,202
- Darby, PA — population 10,614
- Colwyn, PA — population 2,448
- Collingdale, PA — population 8,833
- Aldan, PA — population 4,210
- Sharon Hill, PA — population 5,958