Personal loans in Roseland, LA
By population, Roseland sits at 159th in Louisiana, with an estimated 891 residents. A lender serving Roseland holds a Louisiana licence and answers to a Louisiana regulator; no city office is involved for its 891 residents.
Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Roseland loan. A lender that serves Roseland operates under Louisiana lending statutes and a Louisiana supervisor. A 2020-to-2023 comparison shows Roseland up by about 1.2%. The closest larger city is Amite City, LA about 2 miles away.
Roseland by the numbers
Roseland is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 891, ranked 159th of 302 places in Louisiana (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 1.2%.
- Net change: roughly 11 more people than the 2020 Census counted.
- Size percentile: roughly 47% of Louisiana's places have fewer residents than Roseland's 891.
- Density: the Census land area of 2.1 sq mi holds about 429 people per square mile.
- By land area: Roseland ranks 178th among Louisiana's 302 places, at 2.1 sq mi.
- Water area: Roseland has 0.19 square miles of water, ranking 28th of 302 places in Louisiana.
- State share: roughly 0.1% of Louisiana's residents live in Roseland (891 people).
- National standing: Roseland ranks 10,733rd of 19,457 US places.
- Growth rank: Roseland's 2020-to-2023 change ranks 36th of 302 places in Louisiana.
- Versus Louisiana: the state average change is -2.1%, while Roseland moved 1.2%.
- Density in Louisiana: Roseland ranks 172nd by people per square mile.
- Density in context: Roseland's 429 people per square mile sit against a Louisiana median of 534.
- Location: latitude 30.7639, longitude -90.5106 (Census Gazetteer).
- Nearest larger cities: Amite City (2 mi); Independence (9 mi); Kentwood (12 mi); Hammond (18 mi); Albany (19 mi). Living near a larger metro rarely changes what is available in Roseland.
- Smaller communities close by: Tangipahoa (8 mi); Montpelier (10 mi); Greensburg (10 mi), each with its own Census population profile.
- Smaller neighbours: 17 places smaller than Roseland sit within 50 miles.
- Within 100 miles: 112 places are larger than Roseland.
What Louisiana law requires in Roseland
Below are the Louisiana rules that apply to a loan made in Roseland, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
Getting a loan in Roseland
At roughly 429 people per square mile, Roseland is lightly settled; 33 larger places lie within 50 miles. A Louisiana licence lets a lender serve Roseland without a local office, so branch density does not change what its 891 residents are offered. For a larger market, the closest option is Amite City, LA about 2 miles away.
Where Roseland sits
Inside Roseland's boundaries lie roughly 2.1 square miles of land and 0.19 square miles of water. The resulting density is about 429 people per square mile. For the state's biggest city, New Orleans, the distance is roughly 60 miles. Counting outward 50 miles, 33 larger communities surround Roseland. By land area it ranks 178th of 302 Louisiana places.
How personal loans work in Roseland
In Roseland, a small community of about 891, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Roseland loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Roseland decides the split between a comfortable payment and the total interest you pay.
Roseland against the rest of Louisiana
Against Louisiana's other places, Roseland accounts for about 0.1% of the state's population and ranks 159th of 302 by size. Its 2020-to-2023 change ranks 36th of 302 Louisiana places, putting it near the 88th percentile for growth. By density, at about 429 people per square mile, it ranks 172nd in Louisiana. In land area, Roseland ranks 178th among Louisiana's 302 places.
Common questions
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Nearby places
- Amite City, LA — population 4,037
- Tangipahoa, LA — population 447
- Independence, LA — population 1,650
- Montpelier, LA — population 196
- Kentwood, LA — population 2,176
- Greensburg, LA — population 626
- Tickfaw, LA — population 681
- Osyka, MS — population 367