Personal loans in Montpelier, LA

Montpelier shed about 1.5% of its population between the 2020 base and the 2023 estimate. A lender that serves Montpelier operates under Louisiana lending statutes and a Louisiana supervisor. Compare APR, not the interest rate, because the APR folds in most fees on a Montpelier loan. The closest larger place is Amite City, LA about 9 miles away.

The Montpelier data picture

Only a few things actually differ by place — population, area, location, and the Louisiana rules a lender must follow — and they are below.

• Population: about 196 people live here, which puts Montpelier 275th of 302 Census places in Louisiana (Vintage 2023).
• Population trend: Down about 1.5% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: Montpelier sits ahead of around 9% of Louisiana places, at 196 people.
• Population density: about 105 people per square mile across 1.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Montpelier's 1.9 square miles rank 191st of 302 places in Louisiana.
• Water area: Montpelier has 0.01 square miles of water, ranking 147th of 302 places in Louisiana.
• Within Louisiana: about 0.0% of the state's population lives in Montpelier.
• National rank: Montpelier sits 16,555th by population among the 19,457 places in this dataset.
• Growth in Louisiana: Montpelier stands 92nd by percentage change from 2020 to 2023, among 302 places.
• Against the state trend: Montpelier's 1.5% change compares with a Louisiana average of -2.1% across its 302 places.
• Density rank: Montpelier places 271st among Louisiana's places by people per square mile.
• Against the state median: Montpelier runs about 105 residents per square mile, where the Louisiana median is 534.
• Location: 30.6852 / -90.6566, per the US Census Bureau Gazetteer.
• Nearest larger cities: Amite City (9 mi); Independence (10 mi); Greensburg (10 mi); Roseland (10 mi); Tickfaw (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Silver Creek (74 mi); Palmetto (74 mi); Bassfield (78 mi).
• Within a 50-mile radius: 0 smaller Census places.
• At 100 miles: 164 larger Census places fall inside that radius.

Montpelier's place among Louisiana's 302 places

Against Louisiana's other places, Montpelier accounts for about 0.0% of the state's population and ranks 275th of 302 by size. Its 2020-to-2023 change ranks 92nd of 302 Louisiana places, putting it near the 70th percentile for growth. By density, at about 105 people per square mile, it ranks 271st in Louisiana. The population moved by about 3 people between 2020 and 2023, a 1.5% shift.

What is available to Montpelier borrowers

Montpelier is lightly settled, with about 105 people per square mile and 56 larger places within 50 miles. Whether Montpelier has a local branch or not, a Louisiana-licensed lender can serve its 196 people online on the same terms. For a larger market, the closest option is Amite City, LA about 9 miles away.

Montpelier: area, density and distance

Inside Montpelier's boundaries lie roughly 1.9 square miles of land and 0.01 square miles of water. Spread across it are roughly 105 residents per square mile. New Orleans, the largest place in Louisiana, is about 61 miles from Montpelier. Counting outward 50 miles, 56 larger communities surround Montpelier. The 100-mile radius contains 164 larger places.

Steps to take before a Montpelier loan

Complete these steps first when you borrow in Montpelier (196 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Louisiana regulator's records to confirm the lender is licensed here.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Pick the shortest term whose payment you can comfortably afford.

None of these steps is Montpelier-specific: the same Louisiana licensing and disclosure rules reach all 196 residents.

The state rulebook for Montpelier

Every row below records a Louisiana rule, its publisher and its retrieval date — the same rules a Montpelier lender must follow.