Personal loans in Rosalia, WA

Rosalia is one of 281 Census places in Washington; its 610 residents put it at 226th. Rate ceilings, licensing requirements and product limits for Rosalia are all set at the Washington level. Rosalia gained roughly 2.3% in population across the 2020-to-2023 comparison. The next larger city is Tekoa, WA about 14 miles away.

Where Rosalia stands

Here is the sourced Census picture for Rosalia, plus the Washington lending rules that apply to a loan taken out here.

• Population: 610 residents; Rosalia is the 226th-largest of 281 places in Washington (US Census Bureau, Vintage 2023).
• Population trend: Up about 2.3% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 14 more people than the 2020 Census counted.
• Size percentile: Rosalia sits ahead of around 20% of Washington places, at 610 people.
• Land and density: 0.6 square miles of land carry roughly 971 residents per square mile.
• Land area: Rosalia covers 0.6 square miles, the 231st-largest area among Washington's 281 places.
• State share: roughly 0.0% of Washington's residents live in Rosalia (610 people).
• National rank: Rosalia is the 12,363rd most populous of the 19,457 Census places covered here.
• Growth rank: Rosalia's 2020-to-2023 change ranks 114th of 281 places in Washington.
• Against the state trend: Rosalia's 2.3% change compares with a Washington average of +2.8% across its 281 places.
• Density rank: Rosalia is the 205th most densely settled place in Washington.
• Against the state median: Rosalia runs about 971 residents per square mile, where the Washington median is 1,518.
• Location: 47.2363 / -117.3765, per the US Census Bureau Gazetteer.
• Nearest larger cities: Tekoa (14 mi); Cheney (20 mi); Colfax (22 mi); Plummer (24 mi); Palouse (27 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Malden (5 mi); Oakesdale (10 mi); Waverly (10 mi).
• Within a 50-mile radius: 25 smaller Census places.
• At 100 miles: 69 larger Census places fall inside that radius.

What Washington law requires in Rosalia

The rows below set out what a licensed lender must follow in Washington, and so for Rosalia's roughly 610 residents.

The geography behind Rosalia

Rosalia covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 971 people per square mile. The largest place in Washington, Seattle, lies about 234 miles away. A 50-mile radius around Rosalia takes in 26 places that are larger. The 100-mile radius contains 69 larger places.

How Rosalia compares across Washington

Within Washington, Rosalia holds roughly 0.0% of all residents, the 226th-largest share among 281 places. On the 2020-to-2023 trend, Rosalia stands 114th among Washington's 281 places — roughly the 59th percentile. By density, at about 971 people per square mile, it ranks 205th in Washington. In land area, Rosalia ranks 231st among Washington's 281 places.

How lenders reach Rosalia

Rosalia is a moderately settled community of about 610 people, with 26 larger places inside a 50-mile radius. Whether Rosalia has a local branch or not, a Washington-licensed lender can serve its 610 people online on the same terms. The nearest larger city, Tekoa, WA about 14 miles away.

What shapes a Rosalia personal loan

Rosalia is a small community of about 610 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Rosalia can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Rosalia loan is knowable in advance — unlike a revolving card balance.