Personal loans in Malden, WA

Malden is a small community in Washington, with an estimated 247 residents, and every licensed lender here follows the same state rulebook. Compare APR, not the interest rate, because the APR folds in most fees on a Malden loan. To lend to Malden's 247 residents, a company must hold a Washington licence, and each sourced row below names the regulator behind it. The closest larger place is Rosalia, WA about 5 miles away.

Where Malden stands

Set out below is Malden's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 247 residents in Malden (Vintage 2023 subcounty estimate), the 261st-largest figure among Washington's 281 places.
• Population trend: Higher by roughly 13.8% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 30 residents.
• Size percentile: roughly 7% of Washington's places have fewer residents than Malden's 247.
• Density: the Census land area of 0.7 sq mi holds about 370 people per square mile.
• By land area: Malden ranks 228th among Washington's 281 places, at 0.7 sq mi.
• State share: roughly 0.0% of Washington's residents live in Malden (247 people).
• National rank: Malden sits 15,800th by population among the 19,457 places in this dataset.
• Growth rank: Malden's 2020-to-2023 change ranks 15th of 281 places in Washington.
• State comparison: Washington's places average +2.8% for 2020-to-2023, against Malden's 13.8%.
• Density in Washington: Malden ranks 268th by people per square mile.
• Density vs Washington: Malden's 370 people per square mile compare with a state median of 1,518.
• Location: mapped by the US Census Bureau at 47.2296, -117.4729.
• Nearest larger cities: Rosalia (5 mi); St. John (11 mi); Oakesdale (13 mi); Spangle (14 mi); Fairfield (18 mi). Larger metros often have more branches, but online lenders reach Malden on the same terms.
• Smaller communities within reach: Waverly (14 mi); Latah (15 mi); Lamont (20 mi).
• Smaller places within 50 miles: 10 of them.
• At 100 miles: 101 larger Census places fall inside that radius.

Malden in state context

Set beside Washington's 281 places, Malden ranks 261st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 15th of 281 Washington places, putting it near the 95th percentile for growth. Its roughly 370 residents per square mile place it 268th among Washington's places. Between 2020 and 2023 the count changed by roughly 30 residents.

The geography behind Malden

Inside Malden's boundaries lie about 0.7 square miles of land, with no significant water area recorded. Spread across it are roughly 370 residents per square mile. For the state's biggest city, Seattle, the distance is roughly 230 miles. A 50-mile radius around Malden takes in 40 places that are larger. By land area it ranks 228th of 281 Washington places.

Lender access in Malden

Malden is a lightly settled community of about 247 people, with 40 larger places inside a 50-mile radius. What is available to Malden's 247 borrowers is set by Washington licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Rosalia, WA about 5 miles away.

The anatomy of a Malden personal loan

A Malden personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 247 residents. A lender serving Malden's 247 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Malden loan but raises total interest, so the smallest payment is not the cheapest loan.

Washington consumer-lending rules applied in Malden

Every row below records a Washington rule, its publisher and its retrieval date — the same rules a Malden lender must follow.