Personal loans in Roosevelt, UT

Begin with the payment, then weigh APR and total interest across the lenders that reach Roosevelt's 7,224 residents. Roosevelt gained roughly 6.5% in population across the 2020-to-2023 comparison. A lender that serves Roosevelt operates under Utah lending statutes and a Utah supervisor. The next larger city is Vernal, UT about 26 miles away.

What the Census records for Roosevelt

What follows is Roosevelt's place in the Census record, alongside the Utah rules that govern a personal loan made here.

• Population: about 7,224, ranked 82nd of 255 places in Utah (Census Vintage 2023 subcounty estimate).
• Population trend: About 6.5% above the 2020 Census base.
• People gained or lost: about 439 more since the 2020 base.
• Size percentile: about 68% of Utah communities are smaller than Roosevelt (7,224 residents).
• Population density: 1,026 people per square mile on 7.0 square miles of land.
• By land area: Roosevelt ranks 103rd among Utah's 255 places, at 7.0 sq mi.
• State share: roughly 0.2% of Utah's residents live in Roosevelt (7,224 people).
• National rank: Roosevelt is the 3,926th most populous of the 19,457 Census places covered here.
• Growth rank: Roosevelt ranks 76th among Utah's 255 places for the 2020-to-2023 change.
• State comparison: Utah's places average +5.3% for 2020-to-2023, against Roosevelt's 6.5%.
• Density rank: Roosevelt is the 100th most densely settled place in Utah.
• Density in context: Roosevelt's 1,026 people per square mile sit against a Utah median of 705.
• Location: 40.2877, -109.9880 (US Census Bureau Gazetteer).
• Nearest larger cities: Vernal (26 mi); Price (64 mi); Heber (76 mi); Park City (83 mi); Evanston (84 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Ballard (2 mi); Myton (8 mi); Altamont (17 mi).
• Within a 50-mile radius: 6 smaller Census places.
• Within 100 miles: 27 places are larger than Roosevelt.

Which Utah laws govern a loan in Roosevelt

The rows below set out what a licensed lender must follow in Utah, and so for Roosevelt's roughly 7,224 residents.

Borrowing reach in Roosevelt

With about 1,026 residents per square mile, Roosevelt is moderately settled, and 1 larger Census places sit within 50 miles. What is available to Roosevelt's 7,224 borrowers is set by Utah licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Vernal, UT about 26 miles away.

Roosevelt: area, density and distance

Inside Roosevelt's boundaries lie about 7.0 square miles of land, with no significant water area recorded. With 7,224 residents, the land area yields roughly 1,026 people per square mile. The largest place in Utah, Salt Lake City, lies about 107 miles away. Counting outward 50 miles, 1 larger communities surround Roosevelt. The 100-mile radius contains 27 larger places.

Roosevelt in state context

Among Utah's 255 places, Roosevelt sits at 82nd for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Roosevelt ranks 76th of 255 in Utah (about the 70th percentile). By density, at about 1,026 people per square mile, it ranks 100th in Utah. The population moved by about 439 people between 2020 and 2023, a 6.5% shift.

The Roosevelt borrowing checklist

Before you apply in Roosevelt, a community of about 7,224, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Utah regulator's licence list.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

None of these steps is Roosevelt-specific: the same Utah licensing and disclosure rules reach all 7,224 residents.