Personal loans in Ballard, UT

The closest larger place is Roosevelt, UT about 2 miles away. From the 2020 Census base to the 2023 estimate, the population rose by about 9.5%. A single loan can carry different costs on either side of a state line, and Ballard sits on the Utah side of that line. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Ballard loan.

Local context for Ballard

Only a few things actually differ by place — population, area, location, and the Utah rules a lender must follow — and they are below.

• Population: an estimated 1,231 residents, 151st of 255 places in Utah (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 9.5% more residents than the 2020 Census counted.
• People gained or lost: about 107 more since the 2020 base.
• Size percentile: bigger than about 41% of the places in Utah, with 1,231 residents in Ballard.
• Population density: about 88 people per square mile across 14.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Ballard's 14.0 square miles rank 45th of 255 places in Utah.
• State share: roughly 0.0% of Utah's residents live in Ballard (1,231 people).
• National standing: Ballard ranks 9,443rd of 19,457 US places.
• Growth rank: Ballard's 2020-to-2023 change ranks 47th of 255 places in Utah.
• Versus Utah: the state average change is +5.3%, while Ballard moved 9.5%.
• Density in Utah: Ballard ranks 218th by people per square mile.
• Density in context: Ballard's 88 people per square mile sit against a Utah median of 705.
• Location: it lies at 40.2949, -109.9494 in the Census Gazetteer.
• Nearest larger cities: Roosevelt (2 mi); Vernal (24 mi); Duchesne (25 mi); Naples (26 mi); East Carbon (58 mi). Lenders licensed in the state serve Ballard whether or not they keep a local branch.
• Smaller towns nearby: Myton (9 mi); Altamont (18 mi); Tabiona (40 mi).
• Within a 50-mile radius: 5 smaller Census places.
• Within 100 miles: 43 places are larger than Ballard.

Where Ballard sits

Ballard's land area is roughly 14.0 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 88 people per square mile. The state's population centre of gravity, Salt Lake City, is roughly 109 miles away. Counting outward 50 miles, 4 larger communities surround Ballard. By land area it ranks 45th of 255 Utah places.

What Utah law requires in Ballard

For the roughly 1,231 residents of Ballard, the rules below are Utah's own; each row carries its publisher and retrieval date.

Borrowing reach in Ballard

Ballard is a sparsely settled community of about 1,231 people, with 4 larger places inside a 50-mile radius. A Utah licence lets a lender serve Ballard without a local office, so branch density does not change what its 1,231 residents are offered. For a larger market, the closest option is Roosevelt, UT about 2 miles away.

How Ballard compares across Utah

Set beside Utah's 255 places, Ballard ranks 151st by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Ballard ranks 47th of 255 in Utah (about the 82th percentile). At about 88 people per square mile, Ballard is the 218th most densely settled place in Utah. Between 2020 and 2023 the count changed by roughly 107 residents.

What shapes a Ballard personal loan

Ballard is a small community of about 1,231 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Ballard lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Ballard loan but raises total interest, so the smallest payment is not the cheapest loan.