Personal loans in Roosevelt, OK

Roosevelt counts about 254 people, and what is genuinely local about borrowing here is limited — Oklahoma law does the governing. Rate ceilings, licensing requirements and product limits for Roosevelt are all set at the Oklahoma level. Compare APR, not the interest rate, because the APR folds in most fees on a Roosevelt loan. For a bigger market, look to Mountain Park, OK about 11 miles away.

Borrowing in Roosevelt: the local picture

Set out below is Roosevelt's local context next to the state-level rules that reach every lender here.

• Population: 254 — Roosevelt ranks 408th of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 0.8% from 2020 to 2023.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: Roosevelt's 254 people outrank roughly 31% of the places in Oklahoma.
• Population density: about 516 people per square mile (Census land area 0.5 sq mi).
• Land area: Roosevelt covers 0.5 square miles, the 433rd-largest area among Oklahoma's 590 places.
• Share of state population: Roosevelt's 254 residents are about 0.0% of Oklahoma.
• Nationally: Roosevelt is the 15,716th-largest of 19,457 Census places in the dataset.
• Growth in Oklahoma: Roosevelt stands 431st by percentage change from 2020 to 2023, among 590 places.
• Versus Oklahoma: the state average change is +1.3%, while Roosevelt moved 0.8%.
• Density rank: Roosevelt is the 312th most densely settled place in Oklahoma.
• Density vs Oklahoma: Roosevelt's 516 people per square mile compare with a state median of 546.
• Location: coordinates 34.8483, -99.0223 (US Census Bureau Gazetteer).
• Nearest larger cities: Mountain Park (11 mi); Hobart (13 mi); Snyder (14 mi); Lone Wolf (16 mi); Blair (18 mi). Living near a larger metro rarely changes what is available in Roosevelt.
• Nearest smaller places: Cooperton (8 mi); Friendship (16 mi); Headrick (17 mi).
• Smaller places within 50 miles: 18 of them.
• At 100 miles: 146 larger Census places fall inside that radius.

Lender access in Roosevelt

At roughly 516 people per square mile, Roosevelt is moderately settled; 42 larger places lie within 50 miles. What is available to Roosevelt's 254 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Mountain Park, OK about 11 miles away.

Oklahoma rules behind a Roosevelt personal loan

Oklahoma has no separate rate rule for Roosevelt; the sourced rows below are what reach every lender that serves its 254 people.

Roosevelt on the map

The Census Gazetteer records about 0.5 square miles of land within Roosevelt, with no significant water area listed. With 254 residents, the land area yields roughly 516 people per square mile. Oklahoma City, the largest place in Oklahoma, is about 95 miles from Roosevelt. Within 50 miles of Roosevelt there are 42 larger Census places. Within the same 50 miles lie 18 smaller Census places.

Before you apply in Roosevelt

Before you apply in Roosevelt, a community of about 254, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Oklahoma licence with the regulator listed on this page.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Roosevelt-specific: the same Oklahoma licensing and disclosure rules reach all 254 residents.

How Roosevelt compares across Oklahoma

Set beside Oklahoma's 590 places, Roosevelt ranks 408th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Roosevelt stands 431st among Oklahoma's 590 places — roughly the 27th percentile. Its roughly 516 residents per square mile place it 312th among Oklahoma's places. By land area, its 0.5 square miles rank 433rd of 590 places in Oklahoma.