Personal loans in Hobart, OK
From the 2020 Census base to the 2023 estimate, the population declined by about 1.7%. With 3,358 residents, Hobart outranks about 84% of the communities in Oklahoma.
A personal loan in Hobart is priced from your credit file and income, not from the fact that the city holds 3,358 people. Verify the lender's Oklahoma licence against the regulator named below before borrowing in Hobart. Lenders active in Hobart report to a Oklahoma supervisor, identified in the sourced rows below. A larger market lies at Altus, OK about 28 miles away.
Local context for Hobart
The figures below are Hobart's own — Census population, land area and coordinates — followed by the Oklahoma rules.
- Population: 3,358 residents; Hobart is the 97th-largest of 590 places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.7% from 2020 to 2023.
- People gained or lost: about 58 fewer since the 2020 base.
- Size percentile: roughly 84% of Oklahoma places rank below Hobart.
- Population density: about 997 people per square mile across 3.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Hobart's 3.4 square miles rank 177th of 590 places in Oklahoma.
- Share of Oklahoma: Hobart holds about 0.1% of the state's population, some 3,358 people.
- National standing: Hobart ranks 5,946th of 19,457 US places.
- Growth in Oklahoma: Hobart stands 487th by percentage change from 2020 to 2023, among 590 places.
- Against the state trend: Hobart's 1.7% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density in Oklahoma: Hobart ranks 106th by people per square mile.
- Against the state median: Hobart runs about 997 residents per square mile, where the Oklahoma median is 546.
- Location: the Census Gazetteer records it at 35.0246, -99.0876.
- Nearest larger cities: Altus (28 mi); Elk City (32 mi); Clinton (34 mi); Sayre (36 mi); Weatherford (42 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Rocky (9 mi); Lone Wolf (9 mi); Sentinel (10 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 51 of them.
- Larger places within 100 miles: 37.
What shapes a Hobart personal loan
In Hobart, a small community of about 3,358, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Hobart lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Hobart loan but raises total interest, so the smallest payment is not the cheapest loan.
Hobart's place among Oklahoma's 590 places
Among Oklahoma's 590 places, Hobart sits at 97th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 487th of 590 Oklahoma places, putting it near the 17th percentile for growth. At about 997 people per square mile, Hobart is the 106th most densely settled place in Oklahoma. Between 2020 and 2023 the count changed by roughly 58 residents.
Land, water and location for Hobart
Hobart's land area is roughly 3.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 997 people per square mile. Oklahoma City, the largest place in Oklahoma, is about 94 miles from Hobart. Hobart has 9 larger places within a 50-mile radius. The 100-mile radius contains 37 larger places.
Oklahoma consumer-lending rules applied in Hobart
Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Hobart lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
What is available to Hobart borrowers
Hobart is a moderately settled community of about 3,358 people, with 9 larger places inside a 50-mile radius. A Oklahoma licence lets a lender serve Hobart without a local office, so branch density does not change what its 3,358 residents are offered. The nearest bigger place is Altus, OK about 28 miles away.
Common questions
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Nearby places
- Rocky, OK — population 126
- Sentinel, OK — population 748
- Lone Wolf, OK — population 364
- Roosevelt, OK — population 254
- Gotebo, OK — population 169
- Dill City, OK — population 411
- Cooperton, OK — population 2
- Granite, OK — population 1,628