Personal loans in Rogers, NE
Rogers is one of 527 Census places in Nebraska; its 80 residents put it at 439th. From the 2020 Census base to the 2023 estimate, the population declined by about 1.2%. The first question in Rogers is not the rate on offer but whether the payment fits; about 80 people live here under Nebraska lending law. State law, not city hall, decides what a lender may do to Rogers's roughly 80 residents, and a state regulator supervises it. Work out your debt-to-income ratio first; lenders weigh it heavily, and Rogers's 80 residents are no exception. The closest larger place is Linwood, NE about 4 miles away.
Rogers: the sourced local profile
Most of what governs a Rogers loan is written in Nebraska law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 80 residents, 439th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 1.2% since the 2020 count.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: roughly 17% of Nebraska's places have fewer residents than Rogers's 80.
- Density: the Census land area of 0.2 sq mi holds about 415 people per square mile.
- Land area rank: Rogers's 0.2 square miles rank 432nd of 527 places in Nebraska.
- Within Nebraska: about 0.0% of the state's population lives in Rogers.
- National rank: Rogers is 18,490th of 19,457 places nationwide.
- Growth in Nebraska: Rogers stands 304th by percentage change from 2020 to 2023, among 527 places.
- Versus Nebraska: the state average change is -0.6%, while Rogers moved 1.2%.
- Density rank: Rogers places 402nd among Nebraska's places by people per square mile.
- Density vs Nebraska: Rogers's 415 people per square mile compare with a state median of 830.
- Location: mapped by the US Census Bureau at 41.4646, -96.9164.
- Nearest larger cities: Linwood (4 mi); North Bend (7 mi); Schuyler (8 mi); Morse Bluff (8 mi); Octavia (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Abie (9 mi); Richland (16 mi); Winslow (24 mi).
- Smaller places within 50 miles: 8 of them.
- At 100 miles: 373 larger Census places fall inside that radius.
Rogers in state context
Set beside Nebraska's 527 places, Rogers ranks 439th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Rogers ranks 304th of 527 in Nebraska (about the 42th percentile). By density, at about 415 people per square mile, it ranks 402nd in Nebraska. Within 50 miles sit 8 smaller Census places, alongside the 104 that are larger.
Land, water and location for Rogers
Inside Rogers's boundaries lie about 0.2 square miles of land, with no significant water area recorded. That land carries about 415 people per square mile. For the state's biggest city, Omaha, the distance is roughly 47 miles. Within 50 miles of Rogers there are 104 larger Census places. By land area it ranks 432nd of 527 Nebraska places.
The Nebraska lending rules that reach Rogers
The rows below set out what a licensed lender must follow in Nebraska, and so for Rogers's roughly 80 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
What shapes a Rogers personal loan
A Rogers personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 80 residents. A lender serving Rogers's 80 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Rogers loan is knowable in advance — unlike a revolving card balance.
Borrowing reach in Rogers
With about 415 residents per square mile, Rogers is lightly settled, and 104 larger Census places sit within 50 miles. Lenders licensed in Nebraska reach Rogers's 80 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Linwood, NE about 4 miles away.
Common questions
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Nearby places
- Linwood, NE — population 93
- North Bend, NE — population 1,244
- Abie, NE — population 66
- Schuyler, NE — population 6,529
- Morse Bluff, NE — population 125
- Octavia, NE — population 108
- Bruno, NE — population 98
- Prague, NE — population 296