Personal loans in Bruno, NE
A single loan can carry different costs on either side of a state line, and Bruno sits on the Nebraska side of that line. With an estimated 98 residents, Bruno is the 417th-largest of 527 places in Nebraska.
The roughly 98 people who live in Bruno borrow under Nebraska rules; city hall sets no personal-loan rate. The 2020 count to the 2023 estimate shows about 1.0% growth in Bruno. Compare APR, not the interest rate, because the APR folds in most fees on a Bruno loan. The closest larger city is Octavia, NE about 7 miles away.
The Bruno data picture
The figures below are Bruno's own — Census population, land area and coordinates — followed by the Nebraska rules.
- Population: 98 — Bruno ranks 417th of 527 communities in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: Up about 1.0% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: Bruno's 98 people outrank roughly 21% of the places in Nebraska.
- Population density: 367 people per square mile on 0.3 square miles of land.
- Land area: Bruno covers 0.3 square miles, the 367th-largest area among Nebraska's 527 places.
- Share of Nebraska: Bruno holds about 0.0% of the state's population, some 98 people.
- National rank: Bruno sits 18,156th by population among the 19,457 places in this dataset.
- Growth rank: Bruno's 2020-to-2023 change ranks 119th of 527 places in Nebraska.
- Versus Nebraska: the state average change is -0.6%, while Bruno moved 1.0%.
- Density in Nebraska: Bruno ranks 425th by people per square mile.
- Density vs Nebraska: Bruno's 367 people per square mile compare with a state median of 830.
- Location: it lies at 41.2830, -96.9609 in the Census Gazetteer.
- Nearest larger cities: Octavia (7 mi); Brainard (7 mi); Prague (8 mi); David City (9 mi); Schuyler (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Abie (4 mi); Linwood (9 mi); Malmo (13 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 13 of them.
- Larger places within 100 miles: 357.
The Nebraska lending rules that reach Bruno
This table holds the Nebraska rate and licensing rules for consumer loans made to Bruno's 98 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
A practical checklist for Bruno borrowers
Complete these steps first when you borrow in Bruno (98 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Nebraska licence with the regulator named above before committing.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
The process is identical across Nebraska; what changes is your credit file, not the fact that Bruno holds 98 people.
How lenders reach Bruno
With about 367 residents per square mile, Bruno is lightly settled, and 108 larger Census places sit within 50 miles. Whether Bruno has a local branch or not, a Nebraska-licensed lender can serve its 98 people online on the same terms. The nearest larger city, Octavia, NE about 7 miles away.
Bruno's place among Nebraska's 527 places
Against Nebraska's other places, Bruno accounts for about 0.0% of the state's population and ranks 417th of 527 by size. For population change between 2020 and 2023, Bruno ranks 119th of 527 in Nebraska (about the 77th percentile). At about 367 people per square mile, Bruno is the 425th most densely settled place in Nebraska. The population moved by about 1 people between 2020 and 2023, a 1.0% shift.
How personal loans work in Bruno
Most loans made to Bruno's 98 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Bruno's 98 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Bruno loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Bruno if my credit is poor?
What loan size can I expect in Bruno?
Do I have to pledge anything to borrow in Bruno?
Does comparing loans in Bruno cost me credit score points?
Nearby places
- Abie, NE — population 66
- Brainard, NE — population 352
- Octavia, NE — population 108
- Linwood, NE — population 93
- Prague, NE — population 296
- David City, NE — population 3,024
- Rogers, NE — population 80
- Schuyler, NE — population 6,529