Personal loans in Rockland, WI
A lender that serves Rockland operates under Wisconsin lending statutes and a Wisconsin supervisor. The Census estimates 778 residents in Rockland, which ranks it 404th of 605 places in Wisconsin.
The roughly 778 people who live in Rockland borrow under Wisconsin rules; city hall sets no personal-loan rate. Census figures put the 2020-to-2023 increase in Rockland at about 1.8%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Rockland's 778 residents are no exception. The closest larger city is Bangor, WI about 4 miles away.
Rockland by the numbers
The figures below are Rockland's own — Census population, land area and coordinates — followed by the Wisconsin rules.
- Population: about 778 people live here, which puts Rockland 404th of 605 Census places in Wisconsin (Vintage 2023).
- Population trend: A rise of about 1.8% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 14 residents.
- Size percentile: bigger than about 33% of the places in Wisconsin, with 778 residents in Rockland.
- Density: the Census land area of 0.7 sq mi holds about 1,168 people per square mile.
- Land area: Rockland covers 0.7 square miles, the 558th-largest area among Wisconsin's 605 places.
- Share of Wisconsin: Rockland holds about 0.0% of the state's population, some 778 people.
- Nationally: Rockland is the 11,317th-largest of 19,457 Census places in the dataset.
- Growth rank: Rockland's 2020-to-2023 change ranks 105th of 605 places in Wisconsin.
- Versus Wisconsin: the state average change is +0.4%, while Rockland moved 1.8%.
- Density rank: Rockland places 179th among Wisconsin's places by people per square mile.
- Against the state median: Rockland runs about 1,168 residents per square mile, where the Wisconsin median is 800.
- Location: latitude 43.9076, longitude -90.9166 (Census Gazetteer).
- Nearest larger cities: Bangor (4 mi); Sparta (6 mi); West Salem (9 mi); Cashton (13 mi); Onalaska (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Melvina (10 mi); Coon Valley (15 mi); Norwalk (15 mi).
- Smaller places within 50 miles: 46 of them.
- Within 100 miles: 207 places are larger than Rockland.
A pre-application checklist for Rockland
Complete these steps first when you borrow in Rockland (778 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Wisconsin regulator's licence list.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Rockland holds 778 people.
What is available to Rockland borrowers
Rockland is a moderately settled community of about 778 people, with 38 larger places inside a 50-mile radius. Lenders licensed in Wisconsin reach Rockland's 778 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Bangor, WI about 4 miles away.
The state rulebook for Rockland
These are Wisconsin's sourced lending facts as they reach Rockland's 778 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Rockland on the map
Rockland covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 778 residents, the land area yields roughly 1,168 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 159 miles. Within 50 miles of Rockland there are 38 larger Census places. Within the same 50 miles lie 46 smaller Census places.
How Rockland compares across Wisconsin
Against Wisconsin's other places, Rockland accounts for about 0.0% of the state's population and ranks 404th of 605 by size. On the 2020-to-2023 trend, Rockland stands 105th among Wisconsin's 605 places — roughly the 83th percentile. At about 1,168 people per square mile, Rockland is the 179th most densely settled place in Wisconsin. Within 50 miles sit 46 smaller Census places, alongside the 38 that are larger.
Common questions
What are my options in Rockland if my credit is poor?
What loan size can I expect in Rockland?
Do I have to pledge anything to borrow in Rockland?
Does comparing loans in Rockland cost me credit score points?
Nearby places
- Bangor, WI — population 1,461
- Sparta, WI — population 9,842
- West Salem, WI — population 5,298
- Melvina, WI — population 93
- Cashton, WI — population 1,167
- Coon Valley, WI — population 762
- Melrose, WI — population 531
- Westby, WI — population 2,366