Personal loans in Cashton, WI

For a borrower among the roughly 1,167 residents of Cashton, a personal loan is a tool whose cost turns on the terms, not the address. To lend to Cashton's 1,167 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. The Census estimates 1,167 residents in Cashton, which ranks it 343rd of 605 places in Wisconsin. Decide the purpose of the loan and your repayment plan before sharing any details with a Cashton lender. Census figures put the 2020-to-2023 increase in Cashton at about 0.8%. Borrowers who want a bigger city can look to Westby, WI about 7 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Cashton: population, trend and location

Cashton is a small community; the notes below cover its population profile and the statewide rules that apply.

What Wisconsin law requires in Cashton

These are Wisconsin's sourced lending facts as they reach Cashton's 1,167 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16

Cashton's place among Wisconsin's 605 places

Set beside Wisconsin's 605 places, Cashton ranks 343rd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 178th of 605 Wisconsin places, putting it near the 71th percentile for growth. By density, at about 915 people per square mile, it ranks 254th in Wisconsin. By land area, its 1.3 square miles rank 425th of 605 places in Wisconsin.

Where Cashton sits

The Census Gazetteer records about 1.3 square miles of land within Cashton, with no significant water area listed. Spread across it are roughly 915 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 149 miles away. Counting outward 50 miles, 28 larger communities surround Cashton. The 100-mile radius contains 168 larger places.

What is available to Cashton borrowers

Cashton is moderately settled, with about 915 people per square mile and 28 larger places within 50 miles. Distance to a branch rarely matters for Cashton's 1,167 residents: the application is online and the price follows your credit file. The nearest larger city, Westby, WI about 7 miles away.

Inside a Cashton personal loan

With roughly 1,167 residents, Cashton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Cashton's 1,167 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Cashton loan but raises total interest, so the smallest payment is not the cheapest loan.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Cashton if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Cashton is the same as anywhere in Wisconsin.
What loan size can I expect in Cashton?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Cashton?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Cashton cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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