Personal loans in Roberts, WI
By population, Roberts sits at 259th in Wisconsin, with an estimated 2,092 residents. With roughly 2,092 residents, Roberts is a small community, and the lending rules its borrowers live under are written in Wisconsin, not by the city.
Read the disclosure for an origination fee and any prepayment penalty before signing in Roberts. To lend to Roberts's 2,092 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. A 2020-to-2023 comparison shows Roberts up by about 8.8%. Borrowers who want a bigger city can look to River Falls, WI about 9 miles away.
Local context for Roberts
Only a few things actually differ by place — population, area, location, and the Wisconsin rules a lender must follow — and they are below.
- Population: 2,092 — Roberts ranks 259th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 8.8% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 169 residents.
- Size percentile: about 57% of Wisconsin communities are smaller than Roberts (2,092 residents).
- Population density: 693 people per square mile on 3.0 square miles of land.
- Land area rank: Roberts's 3.0 square miles rank 234th of 605 places in Wisconsin.
- Share of state population: Roberts's 2,092 residents are about 0.0% of Wisconsin.
- National rank: Roberts is the 7,471st most populous of the 19,457 Census places covered here.
- Growth in Wisconsin: Roberts stands 14th by percentage change from 2020 to 2023, among 605 places.
- Versus Wisconsin: the state average change is +0.4%, while Roberts moved 8.8%.
- Density in Wisconsin: Roberts ranks 339th by people per square mile.
- Against the state median: Roberts runs about 693 residents per square mile, where the Wisconsin median is 800.
- Location: coordinates 44.9733, -92.5501 (US Census Bureau Gazetteer).
- Nearest larger cities: River Falls (9 mi); Baldwin (9 mi); Hudson (9 mi); North Hudson (10 mi); New Richmond (10 mi). Online lenders reach Roberts no matter how far the nearest branch is.
- Smaller places close by: Hammond (5 mi); Lakeland Shores (11 mi); Lakeland (11 mi).
- Smaller places within 50 miles: 73 of them.
- Within 100 miles: 215 places are larger than Roberts.
Roberts in state context
Within Wisconsin, Roberts holds roughly 0.0% of all residents, the 259th-largest share among 605 places. Its 2020-to-2023 change ranks 14th of 605 Wisconsin places, putting it near the 98th percentile for growth. Its roughly 693 residents per square mile place it 339th among Wisconsin's places. Within 50 miles sit 73 smaller Census places, alongside the 110 that are larger.
A pre-application checklist for Roberts
For Roberts's roughly 2,092 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Wisconsin regulator's licence records before you sign.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Roberts-specific: the same Wisconsin licensing and disclosure rules reach all 2,092 residents.
Wisconsin rules behind a Roberts personal loan
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Roberts lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Getting a loan in Roberts
Roberts is a moderately settled community of about 2,092 people, with 110 larger places inside a 50-mile radius. A Wisconsin licence lets a lender serve Roberts without a local office, so branch density does not change what its 2,092 residents are offered. For a larger market, the closest option is River Falls, WI about 9 miles away.
Roberts on the map
Roberts covers about 3.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 2,092 residents, the land area yields roughly 693 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 263 miles away. A 50-mile radius around Roberts takes in 110 places that are larger. By land area it ranks 234th of 605 Wisconsin places.
Common questions
What are my options in Roberts if my credit is poor?
What loan size can I expect in Roberts?
Do I have to pledge anything to borrow in Roberts?
Does comparing loans in Roberts cost me credit score points?
Nearby places
- Hammond, WI — population 1,851
- River Falls, WI — population 16,935
- New Richmond, WI — population 10,705
- Baldwin, WI — population 4,366
- Hudson, WI — population 15,473
- Somerset, WI — population 3,220
- North Hudson, WI — population 3,888
- Lakeland Shores, MN — population 330