Personal loans in Hudson, WI
In Hudson, one of 605 Census places in Wisconsin, the figure to compare across lenders is the APR, not the advertised rate. The Census counts 15,473 people in Hudson, the 60th-largest figure among Wisconsin's 605 places. The next larger city is Stillwater, MN about 8 miles away. A 2020-to-2023 comparison shows Hudson up by about 4.9%. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Hudson's 15,473 residents. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Hudson loan.
The Hudson data picture
The figures below are Hudson's own — Census population, land area and coordinates — followed by the Wisconsin rules.
- Population: about 15,473, ranked 60th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 4.9% more residents than the 2020 Census counted.
- People gained or lost: about 724 more since the 2020 base.
- Size percentile: roughly 90% of Wisconsin's places have fewer residents than Hudson's 15,473.
- Population density: about 2,267 people per square mile (Census land area 6.8 sq mi).
- Land area rank: Hudson's 6.8 square miles rank 108th of 605 places in Wisconsin.
- Water: Hudson holds about 0.88 square miles, the 42nd-largest water area in Wisconsin.
- State population share: Hudson accounts for about 0.4% of everyone in Wisconsin.
- National rank: Hudson sits 2,310th by population among the 19,457 places in this dataset.
- Growth rank: Hudson ranks 33rd among Wisconsin's 605 places for the 2020-to-2023 change.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Hudson's 4.9%.
- Density in Wisconsin: Hudson ranks 44th by people per square mile.
- Density in context: Hudson's 2,267 people per square mile sit against a Wisconsin median of 800.
- Location: mapped by the US Census Bureau at 44.9639, -92.7303.
- Nearest larger cities: Stillwater (8 mi); River Falls (9 mi); Woodbury (10 mi); Oakdale (12 mi); Cottage Grove (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Lakeland Shores (2 mi); Lakeland (2 mi); North Hudson (3 mi).
- Within a 50-mile radius: 147 smaller Census places.
- Within 100 miles: 70 places are larger than Hudson.
Before you apply in Hudson
For Hudson's roughly 15,473 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
In Hudson as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 15,473 residents.
How personal loans work in Hudson
With roughly 15,473 residents, Hudson is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Hudson loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Hudson loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Hudson on the map
Inside Hudson's boundaries lie roughly 6.8 square miles of land and 0.88 square miles of water. The resulting density is about 2,267 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 271 miles away. A 50-mile radius around Hudson takes in 59 places that are larger. Within the same 50 miles lie 147 smaller Census places.
Wisconsin consumer-lending rules applied in Hudson
For the roughly 15,473 residents of Hudson, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Where Hudson sits in Wisconsin
Within Wisconsin, Hudson holds roughly 0.4% of all residents, the 60th-largest share among 605 places. Its 2020-to-2023 change ranks 33rd of 605 Wisconsin places, putting it near the 95th percentile for growth. By density, at about 2,267 people per square mile, it ranks 44th in Wisconsin. Within 50 miles sit 147 smaller Census places, alongside the 59 that are larger.
Common questions
What are my options in Hudson if my credit is poor?
What loan size can I expect in Hudson?
Do I have to pledge anything to borrow in Hudson?
Does comparing loans in Hudson cost me credit score points?
Nearby places
- Lakeland Shores, MN — population 330
- Lakeland, MN — population 1,660
- North Hudson, WI — population 3,888
- Lake St. Croix Beach, MN — population 1,008
- St. Marys Point, MN — population 344
- Bayport, MN — population 3,788
- Oak Park Heights, MN — population 4,678
- Afton, MN — population 2,941