Personal loans in Riverdale, UT
The first question in Riverdale is not the rate on offer but whether the payment fits; about 9,160 people live here under Utah lending law. By population, Riverdale sits at 71st in Utah, with an estimated 9,160 residents.
Judge Riverdale offers on total cost, not on how quickly the money arrives. The 2020 count to the 2023 estimate shows about 1.9% decline in Riverdale. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Riverdale's 9,160 residents. A larger market lies at South Ogden, UT about 2 miles away.
The Riverdale data picture
Two layers matter for a Riverdale borrower: the local population picture and Utah's consumer-lending statutes.
- Population: 9,160 people, a figure that places Riverdale 71st among the 255 Census places in Utah (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.9% across the 2020-to-2023 comparison.
- People gained or lost: about 180 fewer since the 2020 base.
- Size percentile: bigger than about 72% of the places in Utah, with 9,160 residents in Riverdale.
- Density: roughly 1,991 residents per square mile, spread over 4.6 sq mi of land.
- Land area rank: Riverdale's 4.6 square miles rank 141st of 255 places in Utah.
- Share of state population: Riverdale's 9,160 residents are about 0.3% of Utah.
- National standing: Riverdale ranks 3,344th of 19,457 US places.
- Growth in Utah: Riverdale stands 228th by percentage change from 2020 to 2023, among 255 places.
- Versus Utah: the state average change is +5.3%, while Riverdale moved 1.9%.
- Density rank: Riverdale is the 52nd most densely settled place in Utah.
- Against the state median: Riverdale runs about 1,991 residents per square mile, where the Utah median is 705.
- Location: 41.1731, -112.0023 (Census Gazetteer coordinates).
- Nearest larger cities: South Ogden (2 mi); Roy (2 mi); West Haven (4 mi); Clinton (4 mi); Ogden (4 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Washington Terrace (1 mi); Sunset (3 mi); South Weber (4 mi).
- Smaller places within 50 miles: 46 of them.
- Larger places within 100 miles: 65.
What is available to Riverdale borrowers
With about 1,991 residents per square mile, Riverdale is moderately settled, and 45 larger Census places sit within 50 miles. What is available to Riverdale's 9,160 borrowers is set by Utah licensing and your own credit, not by how many branches are nearby. The nearest bigger place is South Ogden, UT about 2 miles away.
How personal loans work in Riverdale
A Riverdale personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 9,160 residents. Because pricing is borrower-level, two people in Riverdale can be quoted different APRs on the same amount and term. Shortening the term on a Riverdale loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Riverdale in state context
Set beside Utah's 255 places, Riverdale ranks 71st by population and holds about 0.3% of the state total. On the 2020-to-2023 trend, Riverdale stands 228th among Utah's 255 places — roughly the 11th percentile. At about 1,991 people per square mile, Riverdale is the 52nd most densely settled place in Utah. The population moved by about 180 people between 2020 and 2023, a 1.9% shift.
Land, water and location for Riverdale
The Census Gazetteer records about 4.6 square miles of land within Riverdale, with no significant water area listed. The resulting density is about 1,991 people per square mile. The state's population centre of gravity, Salt Lake City, is roughly 28 miles away. Riverdale has 45 larger places within a 50-mile radius. By land area it ranks 141st of 255 Utah places.
How Utah law applies in Riverdale
Below are the Utah rules that apply to a loan made in Riverdale, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
Common questions
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Nearby places
- Washington Terrace, UT — population 9,070
- Sunset, UT — population 5,358
- South Ogden, UT — population 17,678
- Roy, UT — population 38,592
- West Haven, UT — population 24,014
- Ogden, UT — population 87,267
- South Weber, UT — population 8,105
- Clinton, UT — population 23,588