Personal loans in Clinton, UT
For a borrower among the roughly 23,588 residents of Clinton, a personal loan is a tool whose cost turns on the terms, not the address. From the 2020 Census base to the 2023 estimate, the population rose by about 0.8%.
Clinton is home to roughly 23,588 people and stands 43rd by size out of 255 Census places in Utah. Read the disclosure for an origination fee and any prepayment penalty before signing in Clinton. When Utah caps or restricts a product, lenders either change the terms or withdraw it from Clinton as from the rest of the state. The nearest larger metro is Roy, UT about 2 miles away.
Clinton by the numbers
What follows is Clinton's place in the Census record, alongside the Utah rules that govern a personal loan made here.
- Population: the Census counts 23,588 residents in Clinton (Vintage 2023 subcounty estimate), the 43rd-largest figure among Utah's 255 places.
- Population trend: Growth of about 0.8% across the 2020-to-2023 comparison.
- Absolute change: 192 residents added between 2020 and 2023.
- Size percentile: roughly 83% of Utah's places have fewer residents than Clinton's 23,588.
- Density: the Census land area of 5.9 sq mi holds about 3,975 people per square mile.
- Land area: Clinton covers 5.9 square miles, the 119th-largest area among Utah's 255 places.
- State population share: Clinton accounts for about 0.7% of everyone in Utah.
- National rank: Clinton is the 1,657th most populous of the 19,457 Census places covered here.
- Growth rank: Clinton ranks 189th among Utah's 255 places for the 2020-to-2023 change.
- State comparison: Utah's places average +5.3% for 2020-to-2023, against Clinton's 0.8%.
- Density rank: Clinton is the 13th most densely settled place in Utah.
- Density in context: Clinton's 3,975 people per square mile sit against a Utah median of 705.
- Location: coordinates 41.1387, -112.0664 (US Census Bureau Gazetteer).
- Nearest larger cities: Roy (2 mi); Syracuse (4 mi); Clearfield (4 mi); West Haven (5 mi); Layton (7 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Sunset (2 mi); West Point (2 mi); Riverdale (4 mi).
- Smaller places within 50 miles: 60 of them.
- At 100 miles: 38 larger Census places fall inside that radius.
Clinton in state context
Within Utah, Clinton holds roughly 0.7% of all residents, the 43rd-largest share among 255 places. On the 2020-to-2023 trend, Clinton stands 189th among Utah's 255 places — roughly the 26th percentile. By density, at about 3,975 people per square mile, it ranks 13th in Utah. Between 2020 and 2023 the count changed by roughly 192 residents.
The geography behind Clinton
The Census Gazetteer records about 5.9 square miles of land within Clinton, with no significant water area listed. Spread across it are roughly 3,975 residents per square mile. The state's population centre of gravity, Salt Lake City, is roughly 26 miles away. Counting outward 50 miles, 28 larger communities surround Clinton. By land area it ranks 119th of 255 Utah places.
Inside a Clinton personal loan
Most loans made to Clinton's 23,588 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Clinton's 23,588 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Clinton loan is knowable in advance — unlike a revolving card balance.
Utah rules behind a Clinton personal loan
These are Utah's sourced lending facts as they reach Clinton's 23,588 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
Before you apply in Clinton
Complete these steps first when you borrow in Clinton (23,588 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Utah regulator's licence list.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Clinton and the rest of Utah is not the process but the borrower's own file, among the 23,588 people here.
Common questions
What are my options in Clinton if my credit is poor?
What loan size can I expect in Clinton?
Do I have to pledge anything to borrow in Clinton?
Does comparing loans in Clinton cost me credit score points?
Nearby places
- West Point, UT — population 12,479
- Roy, UT — population 38,592
- Sunset, UT — population 5,358
- Syracuse, UT — population 37,022
- Clearfield, UT — population 34,470
- West Haven, UT — population 24,014
- Riverdale, UT — population 9,160
- Washington Terrace, UT — population 9,070