Personal loans in Rio, WI
From the 2020 Census base to the 2023 estimate, the population rose by about 0.8%. About 1,131 people live in Rio, placing it 348th of 605 Census places in Wisconsin.
Rio counts about 1,131 people, and what is genuinely local about borrowing here is limited — Wisconsin law does the governing. Decide the purpose of the loan and your repayment plan before sharing any details with a Rio lender. A lender that serves Rio operates under Wisconsin lending statutes and a Wisconsin supervisor. The nearest larger metro is Pardeeville, WI about 7 miles away.
The Rio data picture
Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.
- Population: about 1,131, ranked 348th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 0.8%.
- Absolute change: 9 residents added between 2020 and 2023.
- Size percentile: with 1,131 residents, Rio is larger than about 42% of Wisconsin's Census places.
- Land and density: 1.3 square miles of land carry roughly 902 residents per square mile.
- Land area rank: Rio's 1.3 square miles rank 432nd of 605 places in Wisconsin.
- Share of state population: Rio's 1,131 residents are about 0.0% of Wisconsin.
- Nationally: Rio is the 9,759th-largest of 19,457 Census places in the dataset.
- Growth rank: Rio ranks 176th among Wisconsin's 605 places for the 2020-to-2023 change.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Rio's 0.8%.
- Density rank: Rio is the 260th most densely settled place in Wisconsin.
- Density vs Wisconsin: Rio's 902 people per square mile compare with a state median of 800.
- Location: coordinates 43.4522, -89.2416 (US Census Bureau Gazetteer).
- Nearest larger cities: Pardeeville (7 mi); Poynette (9 mi); Fall River (11 mi); Portage (13 mi); Columbus (13 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Wyocena (4 mi); Doylestown (5 mi); Cambria (9 mi).
- Within a 50-mile radius: 47 smaller Census places.
- Larger places within 100 miles: 322.
The Wisconsin lending rules that reach Rio
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Rio lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Lender access in Rio
At roughly 902 people per square mile, Rio is moderately settled; 79 larger places lie within 50 miles. Lenders licensed in Wisconsin reach Rio's 1,131 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Pardeeville, WI about 7 miles away.
How Rio compares across Wisconsin
Set beside Wisconsin's 605 places, Rio ranks 348th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Rio stands 176th among Wisconsin's 605 places — roughly the 71th percentile. By density, at about 902 people per square mile, it ranks 260th in Wisconsin. Between 2020 and 2023 the count changed by roughly 9 residents.
Rio on the map
The Census Gazetteer records about 1.3 square miles of land within Rio, with no significant water area listed. Spread across it are roughly 902 residents per square mile. Milwaukee, the largest place in Wisconsin, is about 70 miles from Rio. Counting outward 50 miles, 79 larger communities surround Rio. Within the same 50 miles lie 47 smaller Census places.
Inside a Rio personal loan
Most loans made to Rio's 1,131 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Rio can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Rio loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Rio if my credit is poor?
What loan size can I expect in Rio?
Do I have to pledge anything to borrow in Rio?
Does comparing loans in Rio cost me credit score points?
Nearby places
- Wyocena, WI — population 741
- Doylestown, WI — population 274
- Pardeeville, WI — population 2,051
- Cambria, WI — population 766
- Poynette, WI — population 2,558
- Arlington, WI — population 834
- Fall River, WI — population 1,792
- Windsor, WI — population 9,456