Personal loans in Windsor, WI

What the Census records for Windsor

Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.

• Population: about 9,456, ranked 101st of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
• Population trend: A gain of roughly 7.9% between 2020 and 2023.
• People gained or lost: about 695 more since the 2020 base.
• Size percentile: about 83% of Wisconsin's Census places are smaller than Windsor.
• Density: the Census land area of 27.5 sq mi holds about 344 people per square mile.
• Land area: Windsor covers 27.5 square miles, the 33rd-largest area among Wisconsin's 605 places.
• Water: Windsor holds about 0.11 square miles, the 184th-largest water area in Wisconsin.
• Share of state population: Windsor's 9,456 residents are about 0.2% of Wisconsin.
• National rank: Windsor is 3,271st of 19,457 places nationwide.
• Growth rank: Windsor ranks 15th among Wisconsin's 605 places for the 2020-to-2023 change.
• Versus Wisconsin: the state average change is +0.4%, while Windsor moved 7.9%.
• Density in Wisconsin: Windsor ranks 497th by people per square mile.
• Against the state median: Windsor runs about 344 residents per square mile, where the Wisconsin median is 800.
• Location: the Census Gazetteer records it at 43.2457, -89.2815.
• Nearest larger cities: DeForest (3 mi); Sun Prairie (5 mi); Waunakee (9 mi); Madison (13 mi); Middleton (15 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Arlington (8 mi); Maple Bluff (10 mi); Dane (11 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 106 of them.
• Within 100 miles: 116 places are larger than Windsor.

A pre-application checklist for Windsor

For Windsor's roughly 9,456 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Wisconsin regulator's licence records before you sign.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Windsor-specific: the same Wisconsin licensing and disclosure rules reach all 9,456 residents.

How lenders reach Windsor

At roughly 344 people per square mile, Windsor is lightly settled; 23 larger places lie within 50 miles. Lenders licensed in Wisconsin reach Windsor's 9,456 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is DeForest, WI about 3 miles away.

Where Windsor sits in Wisconsin

Set beside Wisconsin's 605 places, Windsor ranks 101st by population and holds about 0.2% of the state total. For population change between 2020 and 2023, Windsor ranks 15th of 605 in Wisconsin (about the 98th percentile). At about 344 people per square mile, Windsor is the 497th most densely settled place in Wisconsin. By land area, its 27.5 square miles rank 33rd of 605 places in Wisconsin.

Inside a Windsor personal loan

In Windsor, a small town of about 9,456, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Windsor lender to disclose the APR and finance charge before you sign. Shortening the term on a Windsor loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The state rulebook for Windsor

Below are the Wisconsin rules that apply to a loan made in Windsor, each with the regulator that issued it.