Personal loans in Ringsted, IA

Ringsted by the numbers

What follows is Ringsted's place in the Census record, alongside the Iowa rules that govern a personal loan made here.

• Population: about 354 people live here, which puts Ringsted 526th of 940 Census places in Iowa (Vintage 2023).
• Population trend: Down about 3.3% from the 2020 Census base to the 2023 estimate.
• Absolute change: 12 residents lost between 2020 and 2023.
• Size percentile: Ringsted's 354 people outrank roughly 44% of the places in Iowa.
• Density: the Census land area of 1.0 sq mi holds about 355 people per square mile.
• Land area rank: Ringsted's 1.0 square miles rank 411th of 940 places in Iowa.
• State population share: Ringsted accounts for about 0.0% of everyone in Iowa.
• National rank: Ringsted is 14,559th of 19,457 places nationwide.
• Growth rank: Ringsted ranks 852nd among Iowa's 940 places for the 2020-to-2023 change.
• Against the state trend: Ringsted's 3.3% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Ringsted is the 692nd most densely settled place in Iowa.
• Density in context: Ringsted's 355 people per square mile sit against a Iowa median of 672.
• Location: latitude 43.2951, longitude -94.5074 (Census Gazetteer).
• Nearest larger cities: Armstrong (7 mi); Swea City (12 mi); Graettinger (13 mi); Bancroft (15 mi); Emmetsburg (15 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Fenton (7 mi); Lone Rock (11 mi); Gruver (12 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 60 smaller Census places.
• Within 100 miles: 264 places are larger than Ringsted.

How Iowa law applies in Ringsted

Iowa has no separate rate rule for Ringsted; the sourced rows below are what reach every lender that serves its 354 people.

How personal loans work in Ringsted

In Ringsted, a small community of about 354, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Ringsted loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Ringsted loan but raises total interest, so the smallest payment is not the cheapest loan.

The geography behind Ringsted

Ringsted's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 355 people per square mile. Des Moines, the largest place in Iowa, is about 128 miles from Ringsted. A 50-mile radius around Ringsted takes in 57 places that are larger. By land area it ranks 411th of 940 Iowa places.

How Ringsted compares across Iowa

Against Iowa's other places, Ringsted accounts for about 0.0% of the state's population and ranks 526th of 940 by size. On the 2020-to-2023 trend, Ringsted stands 852nd among Iowa's 940 places — roughly the 9th percentile. Its roughly 355 residents per square mile place it 692nd among Iowa's places. By land area, its 1.0 square miles rank 411th of 940 places in Iowa.

Borrowing reach in Ringsted

Ringsted is a lightly settled community of about 354 people, with 57 larger places inside a 50-mile radius. Distance to a branch rarely matters for Ringsted's 354 residents: the application is online and the price follows your credit file. The nearest bigger place is Armstrong, IA about 7 miles away.