Personal loans in Armstrong, IA
Armstrong is home to roughly 856 people and stands 316th by size out of 940 Census places in Iowa. The roughly 856 people who live in Armstrong borrow under Iowa rules; city hall sets no personal-loan rate.
Compare APR, not the interest rate, because the APR folds in most fees on a Armstrong loan. When Iowa caps or restricts a product, lenders either change the terms or withdraw it from Armstrong as from the rest of the state. The 2020 count to the 2023 estimate shows about 1.9% decline in Armstrong. The closest larger city is Fairmont, MN about 17 miles away.
Armstrong by the numbers
Set out below is Armstrong's local context next to the state-level rules that reach every lender here.
- Population: 856 residents; Armstrong is the 316th-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.9% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 17 residents.
- Size percentile: roughly 66% of Iowa's places have fewer residents than Armstrong's 856.
- Population density: about 968 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Armstrong's 0.9 square miles rank 457th of 940 places in Iowa.
- State population share: Armstrong accounts for about 0.0% of everyone in Iowa.
- National rank: Armstrong is the 10,888th most populous of the 19,457 Census places covered here.
- Growth rank: Armstrong ranks 618th among Iowa's 940 places for the 2020-to-2023 change.
- Against the state trend: Armstrong's 1.9% change compares with a Iowa average of -0.7% across its 940 places.
- Density in Iowa: Armstrong ranks 281st by people per square mile.
- Density in context: Armstrong's 968 people per square mile sit against a Iowa median of 672.
- Location: coordinates 43.3944, -94.4834 (US Census Bureau Gazetteer).
- Nearest larger cities: Fairmont (17 mi); Estherville (18 mi); Emmetsburg (22 mi); Sherburn (22 mi); Algona (25 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Ringsted (7 mi); Dolliver (8 mi); Swea City (9 mi).
- Smaller places within 50 miles: 90 of them.
- Within 100 miles: 149 places are larger than Armstrong.
Armstrong on the map
The Census Gazetteer records about 0.9 square miles of land within Armstrong, with no significant water area listed. That land carries about 968 people per square mile. The largest place in Iowa, Des Moines, lies about 134 miles away. Counting outward 50 miles, 28 larger communities surround Armstrong. Within the same 50 miles lie 90 smaller Census places.
How lenders reach Armstrong
Armstrong is a moderately settled community of about 856 people, with 28 larger places inside a 50-mile radius. Whether Armstrong has a local branch or not, a Iowa-licensed lender can serve its 856 people online on the same terms. The nearest bigger place is Fairmont, MN about 17 miles away.
The state rulebook for Armstrong
For the roughly 856 residents of Armstrong, the rules below are Iowa's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Armstrong against the rest of Iowa
Set beside Iowa's 940 places, Armstrong ranks 316th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Armstrong ranks 618th of 940 in Iowa (about the 34th percentile). By density, at about 968 people per square mile, it ranks 281st in Iowa. By land area, its 0.9 square miles rank 457th of 940 places in Iowa.
How a Armstrong personal loan is priced
In Armstrong, a small community of about 856, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Armstrong. The term you choose in Armstrong decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Ringsted, IA — population 354
- Dolliver, IA — population 64
- Swea City, IA — population 547
- Fenton, IA — population 253
- Ceylon, MN — population 298
- Gruver, IA — population 62
- Lone Rock, IA — population 143
- Fairmont, MN — population 10,240