Personal loans in Riddleville, GA
If you are weighing a personal loan in Riddleville, start from the payment you can carry; its 77 residents face the same statewide rules. Roughly 77 residents live in Riddleville, the 530th-largest community in Georgia. The 2020 count to the 2023 estimate shows about 4.9% decline in Riddleville. Pull your credit reports and line up at least three offers before you apply from Riddleville. The nearest larger metro is Harrison, GA about 6 miles away. Rate ceilings, licensing requirements and product limits for Riddleville are all set at the Georgia level.
Borrowing in Riddleville: the local picture
Most of what governs a Riddleville loan is written in Georgia law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 77, 530th among Georgia's 536 places (Vintage 2023).
- Population trend: About 4.9% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
- Size percentile: Riddleville's 77 people outrank roughly 1% of the places in Georgia.
- Population density: about 101 people per square mile (Census land area 0.8 sq mi).
- By land area: Riddleville ranks 515th among Georgia's 536 places, at 0.8 sq mi.
- Water area rank: Riddleville ranks 291st among Georgia's 536 places, with 0.02 sq mi.
- Share of Georgia: Riddleville holds about 0.0% of the state's population, some 77 people.
- Nationally: Riddleville is the 18,539th-largest of 19,457 Census places in the dataset.
- Growth in Georgia: Riddleville stands 513th by percentage change from 2020 to 2023, among 536 places.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Riddleville's 4.9%.
- Density in Georgia: Riddleville ranks 508th by people per square mile.
- Density in context: Riddleville's 101 people per square mile sit against a Georgia median of 536.
- Location: 32.9027, -82.6650 (Census Gazetteer coordinates).
- Nearest larger cities: Harrison (6 mi); Davisboro (6 mi); Tennille (9 mi); Sandersville (10 mi); Bartow (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Edge Hill (17 mi); Tarrytown (41 mi); Manassas (63 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 2 of them.
- Within 100 miles: 279 places are larger than Riddleville.
How Riddleville compares across Georgia
Among Georgia's 536 places, Riddleville sits at 530th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Riddleville ranks 513th of 536 in Georgia (about the 4th percentile). By density, at about 101 people per square mile, it ranks 508th in Georgia. Between 2020 and 2023 the count changed by roughly 4 residents.
Borrowing reach in Riddleville
Riddleville is a lightly settled community of about 77 people, with 66 larger places inside a 50-mile radius. What is available to Riddleville's 77 borrowers is set by Georgia licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Harrison, GA about 6 miles away.
The Georgia lending rules that reach Riddleville
Read the table as a lender's compliance picture for Riddleville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
Land, water and location for Riddleville
Riddleville covers about 0.8 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). With 77 residents, the land area yields roughly 101 people per square mile. The largest place in Georgia, Atlanta, lies about 118 miles away. Counting outward 50 miles, 66 larger communities surround Riddleville. The 100-mile radius contains 279 larger places.
A practical checklist for Riddleville borrowers
Before you apply in Riddleville, a community of about 77, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Georgia licence with the regulator listed on this page.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Riddleville-specific: the same Georgia licensing and disclosure rules reach all 77 residents.
Common questions
What are my options in Riddleville if my credit is poor?
What loan size can I expect in Riddleville?
Do I have to pledge anything to borrow in Riddleville?
Does comparing loans in Riddleville cost me credit score points?
Nearby places
- Harrison, GA — population 322
- Davisboro, GA — population 1,939
- Tennille, GA — population 1,825
- Sandersville, GA — population 5,536
- Wrightsville, GA — population 3,586
- Bartow, GA — population 179
- Edge Hill, GA — population 20
- Kite, GA — population 158