Personal loans in Rickardsville, IA

What the Census records for Rickardsville

Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.

• Population: 203 — Rickardsville ranks 661st of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.5% fewer residents than the 2020 Census counted.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: with 203 residents, Rickardsville is larger than about 30% of Iowa's Census places.
• Population density: about 221 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Rickardsville covers 0.9 square miles, the 446th-largest area among Iowa's 940 places.
• Within Iowa: about 0.0% of the state's population lives in Rickardsville.
• National rank: Rickardsville sits 16,444th by population among the 19,457 places in this dataset.
• Growth in Iowa: Rickardsville stands 521st by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Rickardsville moved 1.5%.
• Density rank: Rickardsville places 803rd among Iowa's places by people per square mile.
• Density vs Iowa: Rickardsville's 221 people per square mile compare with a state median of 672.
• Location: it lies at 42.5816, -90.8763 in the Census Gazetteer.
• Nearest larger cities: Holy Cross (6 mi); Asbury (7 mi); Peosta (9 mi); Epworth (10 mi); Luxemburg (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Balltown (4 mi); Sherrill (5 mi); Durango (5 mi).
• Smaller places within 50 miles: 38 of them.
• At 100 miles: 451 larger Census places fall inside that radius.

How personal loans work in Rickardsville

A Rickardsville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 203 residents. A lender serving Rickardsville's 203 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Rickardsville loan is knowable in advance — unlike a revolving card balance.

Rickardsville against the rest of Iowa

Within Iowa, Rickardsville holds roughly 0.0% of all residents, the 661st-largest share among 940 places. Its 2020-to-2023 change ranks 521st of 940 Iowa places, putting it near the 45th percentile for growth. By density, at about 221 people per square mile, it ranks 803rd in Iowa. By land area, its 0.9 square miles rank 446th of 940 places in Iowa.

Land, water and location for Rickardsville

Rickardsville's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 221 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 157 miles away. Rickardsville has 100 larger places within a 50-mile radius. Within the same 50 miles lie 38 smaller Census places.

Borrowing reach in Rickardsville

Rickardsville is lightly settled, with about 221 people per square mile and 100 larger places within 50 miles. Lenders licensed in Iowa reach Rickardsville's 203 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Holy Cross, IA about 6 miles away.

What Iowa law requires in Rickardsville

This table holds the Iowa rate and licensing rules for consumer loans made to Rickardsville's 203 residents.