Personal loans in Asbury, IA

Asbury by the numbers

Set out below is Asbury's local context next to the state-level rules that reach every lender here.

• Population: 6,007 — Asbury ranks 68th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 1.0% across the 2020-to-2023 comparison.
• Net change: roughly 59 more people than the 2020 Census counted.
• Size percentile: bigger than about 93% of the places in Iowa, with 6,007 residents in Asbury.
• Population density: about 1,890 people per square mile across 3.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Asbury ranks 132nd among Iowa's 940 places, at 3.2 sq mi.
• Within Iowa: about 0.2% of the state's population lives in Asbury.
• National rank: Asbury sits 4,353rd by population among the 19,457 places in this dataset.
• Growth in Iowa: Asbury stands 153rd by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Asbury moved 1.0%.
• Density rank: Asbury is the 24th most densely settled place in Iowa.
• Density vs Iowa: Asbury's 1,890 people per square mile compare with a state median of 672.
• Location: latitude 42.5120, longitude -90.7799 (Census Gazetteer).
• Nearest larger cities: Dubuque (4 mi); Platteville (22 mi); Maquoketa (32 mi); Marion (52 mi); Clinton (54 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Durango (3 mi); Centralia (4 mi); Sageville (5 mi), each with its own Census population profile.
• Smaller neighbours: 136 places smaller than Asbury sit within 50 miles.
• Larger places within 100 miles: 62.

Steps to take before a Asbury loan

A sensible order of operations for a loan in Asbury, home to about 6,007 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Asbury-specific: the same Iowa licensing and disclosure rules reach all 6,007 residents.

The geography behind Asbury

Asbury's land area is roughly 3.2 square miles, and the Gazetteer records no significant water area within it. With 6,007 residents, the land area yields roughly 1,890 people per square mile. The largest place in Iowa, Des Moines, lies about 159 miles away. Within 50 miles of Asbury there are 3 larger Census places. By land area it ranks 132nd of 940 Iowa places.

Asbury against the rest of Iowa

Among Iowa's 940 places, Asbury sits at 68th for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Asbury ranks 153rd of 940 in Iowa (about the 84th percentile). At about 1,890 people per square mile, Asbury is the 24th most densely settled place in Iowa. Within 50 miles sit 136 smaller Census places, alongside the 3 that are larger.

Which Iowa laws govern a loan in Asbury

For the roughly 6,007 residents of Asbury, the rules below are Iowa's own; each row carries its publisher and retrieval date.

Inside a Asbury personal loan

With roughly 6,007 residents, Asbury is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Asbury can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Asbury loan but raises total interest, so the smallest payment is not the cheapest loan.