Personal loans in Rib Lake, WI

A lender serving Rib Lake holds a Wisconsin licence and answers to a Wisconsin regulator; no city office is involved for its 919 residents. For a community of about 919, the practical step is to compare APR across at least three lenders before committing. A lender that serves Rib Lake operates under Wisconsin lending statutes and a Wisconsin supervisor. The nearest larger city is Medford, WI about 14 miles away.

Where Rib Lake stands

Set out below is Rib Lake's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 919 residents in Rib Lake (Vintage 2023 subcounty estimate), the 378th-largest figure among Wisconsin's 605 places.
• Population trend: Down about 0.3% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 3 fewer since the 2020 base.
• Size percentile: Rib Lake sits ahead of around 38% of Wisconsin places, at 919 people.
• Population density: about 527 people per square mile (Census land area 1.7 sq mi).
• By land area: Rib Lake ranks 351st among Wisconsin's 605 places, at 1.7 sq mi.
• Water area rank: Rib Lake ranks 73rd among Wisconsin's 605 places, with 0.47 sq mi.
• Share of state population: Rib Lake's 919 residents are about 0.0% of Wisconsin.
• Nationally: Rib Lake is the 10,610th-largest of 19,457 Census places in the dataset.
• Growth rank: Rib Lake ranks 312th among Wisconsin's 605 places for the 2020-to-2023 change.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Rib Lake's 0.3%.
• Density rank: Rib Lake is the 409th most densely settled place in Wisconsin.
• Against the state median: Rib Lake runs about 527 residents per square mile, where the Wisconsin median is 800.
• Location: 45.3195, -90.2022 (US Census Bureau Gazetteer).
• Nearest larger cities: Medford (14 mi); Athens (21 mi); Tomahawk (26 mi); Merrill (26 mi); Abbotsford (27 mi). Lenders licensed in the state serve Rib Lake whether or not they keep a local branch.
• Smaller places nearby: Prentice (16 mi); Stetsonville (18 mi); Catawba (22 mi).
• Smaller neighbours: 21 places smaller than Rib Lake sit within 50 miles.
• At 100 miles: 93 larger Census places fall inside that radius.

Inside a Rib Lake personal loan

Most loans made to Rib Lake's 919 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Rib Lake lender to disclose the APR and finance charge before you sign. The term you choose in Rib Lake decides the split between a comfortable payment and the total interest you pay.

Rib Lake's place among Wisconsin's 605 places

Against Wisconsin's other places, Rib Lake accounts for about 0.0% of the state's population and ranks 378th of 605 by size. Its 2020-to-2023 change ranks 312th of 605 Wisconsin places, putting it near the 48th percentile for growth. By density, at about 527 people per square mile, it ranks 409th in Wisconsin. Between 2020 and 2023 the count changed by roughly 3 residents.

Getting a loan in Rib Lake

With about 527 residents per square mile, Rib Lake is moderately settled, and 27 larger Census places sit within 50 miles. Lenders licensed in Wisconsin reach Rib Lake's 919 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Medford, WI about 14 miles away.

Which Wisconsin laws govern a loan in Rib Lake

These are Wisconsin's sourced lending facts as they reach Rib Lake's 919 residents; the state has no city-level rate rule.

Rib Lake: area, density and distance

Inside Rib Lake's boundaries lie roughly 1.7 square miles of land and 0.47 square miles of water. With 919 residents, the land area yields roughly 527 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 191 miles. Rib Lake has 27 larger places within a 50-mile radius. By land area it ranks 351st of 605 Wisconsin places.