Personal loans in Colby, WI

Local context for Colby

Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.

• Population: the Census counts 1,926 residents in Colby (Vintage 2023 subcounty estimate), the 264th-largest figure among Wisconsin's 605 places.
• Population trend: A decline of about 1.3% across the 2020-to-2023 comparison.
• Net change: roughly 25 fewer people than the 2020 Census counted.
• Size percentile: Colby's 1,926 people outrank roughly 56% of the places in Wisconsin.
• Population density: about 1,176 people per square mile (Census land area 1.6 sq mi).
• By land area: Colby ranks 368th among Wisconsin's 605 places, at 1.6 sq mi.
• Share of Wisconsin: Colby holds about 0.0% of the state's population, some 1,926 people.
• Nationally: Colby is the 7,773rd-largest of 19,457 Census places in the dataset.
• Growth in Wisconsin: Colby stands 429th by percentage change from 2020 to 2023, among 605 places.
• Versus Wisconsin: the state average change is +0.4%, while Colby moved 1.3%.
• Density in Wisconsin: Colby ranks 178th by people per square mile.
• Against the state median: Colby runs about 1,176 residents per square mile, where the Wisconsin median is 800.
• Location: it lies at 44.9113, -90.3157 in the Census Gazetteer.
• Nearest larger cities: Abbotsford (2 mi); Medford (16 mi); Marshfield (19 mi); Neillsville (28 mi); Stanley (31 mi). Larger metros often have more branches, but online lenders reach Colby on the same terms.
• Smaller communities within reach: Unity (4 mi); Dorchester (6 mi); Curtiss (7 mi).
• Smaller places within 50 miles: 49 of them.
• Within 100 miles: 65 places are larger than Colby.

Colby: area, density and distance

Colby covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,176 residents per square mile. Milwaukee, the largest place in Wisconsin, is about 173 miles from Colby. A 50-mile radius around Colby takes in 19 places that are larger. The 100-mile radius contains 65 larger places.

What is available to Colby borrowers

At roughly 1,176 people per square mile, Colby is moderately settled; 19 larger places lie within 50 miles. Whether Colby has a local branch or not, a Wisconsin-licensed lender can serve its 1,926 people online on the same terms. The nearest bigger place is Abbotsford, WI about 2 miles away.

How Colby compares across Wisconsin

Among Wisconsin's 605 places, Colby sits at 264th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 429th of 605 Wisconsin places, putting it near the 29th percentile for growth. Its roughly 1,176 residents per square mile place it 178th among Wisconsin's places. Within 50 miles sit 49 smaller Census places, alongside the 19 that are larger.

The Wisconsin lending rules that reach Colby

Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Colby lender must follow.

A practical checklist for Colby borrowers

These steps shape the offer you get in Colby, a place of about 1,926 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a Wisconsin licence by checking the regulator named above.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Wisconsin; what changes is your credit file, not the fact that Colby holds 1,926 people.