Personal loans in Remer, MN

For a bigger market, look to Hill City, MN about 16 miles away. Population in Remer climbed about 2.3% over the three years from 2020 to 2023. A lender that serves Remer operates under Minnesota lending statutes and a Minnesota supervisor. Begin with the payment, then weigh APR and total interest across the lenders that reach Remer's 398 residents.

The Remer data picture

Remer is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 398 — Remer ranks 535th of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: Roughly 2.3% more residents than the 2020 Census counted.
• Net change: roughly 9 more people than the 2020 Census counted.
• Size percentile: Remer sits ahead of around 37% of Minnesota places, at 398 people.
• Population density: about 299 people per square mile (Census land area 1.3 sq mi).
• By land area: Remer ranks 429th among Minnesota's 853 places, at 1.3 sq mi.
• State share: roughly 0.0% of Minnesota's residents live in Remer (398 people).
• National rank: Remer is the 14,124th most populous of the 19,457 Census places covered here.
• Growth rank: Remer's 2020-to-2023 change ranks 155th of 853 places in Minnesota.
• Versus Minnesota: the state average change is +0.1%, while Remer moved 2.3%.
• Density in Minnesota: Remer ranks 611th by people per square mile.
• Density in context: Remer's 299 people per square mile sit against a Minnesota median of 607.
• Location: the Census Gazetteer records it at 47.0569, -93.9126.
• Nearest larger cities: Hill City (16 mi); Cohasset (17 mi); Emily (20 mi); Deer River (20 mi); Grand Rapids (22 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Boy River (13 mi); Longville (15 mi); Federal Dam (19 mi), each with its own Census population profile.
• Smaller places within 50 miles: 20 of them.
• Within 100 miles: 108 places are larger than Remer.

Remer: area, density and distance

Remer covers about 1.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 299 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 148 miles away. Counting outward 50 miles, 29 larger communities surround Remer. By land area it ranks 429th of 853 Minnesota places.

Borrowing reach in Remer

Remer is lightly settled, with about 299 people per square mile and 29 larger places within 50 miles. Distance to a branch rarely matters for Remer's 398 residents: the application is online and the price follows your credit file. The nearest bigger place is Hill City, MN about 16 miles away.

The anatomy of a Remer personal loan

Remer is a small community of about 398 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Remer's rank of 535th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Remer loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

A practical checklist for Remer borrowers

A sensible order of operations for a loan in Remer, home to about 398 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

The process is identical across Minnesota; what changes is your credit file, not the fact that Remer holds 398 people.

How Minnesota law applies in Remer

When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Remer is bound by the same rules.