Personal loans in Hill City, MN

In Hill City, one of 853 Census places in Minnesota, the figure to compare across lenders is the APR, not the advertised rate. With 609 residents, Hill City outranks about 48% of the communities in Minnesota. A 2020-to-2023 comparison shows Hill City down by about 0.8%. Compare APR, not the interest rate, because the APR folds in most fees on a Hill City loan. The closest larger place is La Prairie, MN about 18 miles away.

Hill City by the numbers

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: the Census counts 609 residents in Hill City (Vintage 2023 subcounty estimate), the 446th-largest figure among Minnesota's 853 places.
• Population trend: Roughly 0.8% fewer residents than the 2020 Census counted.
• Absolute change: 5 residents lost between 2020 and 2023.
• Size percentile: about 48% of Minnesota communities are smaller than Hill City (609 residents).
• Population density: 547 people per square mile on 1.1 square miles of land.
• By land area: Hill City ranks 469th among Minnesota's 853 places, at 1.1 sq mi.
• Water area: Hill City has 0.24 square miles of water, ranking 181st of 853 places in Minnesota.
• State share: roughly 0.0% of Minnesota's residents live in Hill City (609 people).
• National rank: Hill City is the 12,370th most populous of the 19,457 Census places covered here.
• Growth rank: Hill City's 2020-to-2023 change ranks 442nd of 853 places in Minnesota.
• Versus Minnesota: the state average change is +0.1%, while Hill City moved 0.8%.
• Density rank: Hill City places 455th among Minnesota's places by people per square mile.
• Density vs Minnesota: Hill City's 547 people per square mile compare with a state median of 607.
• Location: 46.9852 / -93.5950, per the US Census Bureau Gazetteer.
• Nearest larger cities: La Prairie (18 mi); Grand Rapids (18 mi); Cohasset (18 mi); Coleraine (20 mi); Bovey (23 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Remer (16 mi); Warba (18 mi); Palisade (19 mi).
• Within a 50-mile radius: 29 smaller Census places.
• At 100 miles: 87 larger Census places fall inside that radius.

How a Hill City personal loan is priced

A Hill City personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 609 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hill City. A longer term lowers the monthly payment on a Hill City loan but raises total interest, so the smallest payment is not the cheapest loan.

Hill City's place among Minnesota's 853 places

Within Minnesota, Hill City holds roughly 0.0% of all residents, the 446th-largest share among 853 places. On the 2020-to-2023 trend, Hill City stands 442nd among Minnesota's 853 places — roughly the 48th percentile. By density, at about 547 people per square mile, it ranks 455th in Minnesota. Within 50 miles sit 29 smaller Census places, alongside the 21 that are larger.

Hill City on the map

Hill City's land area is about 1.1 square miles; a further 0.24 square miles is water. Spread across it are roughly 547 residents per square mile. The state's population centre of gravity, Minneapolis, is roughly 141 miles away. Within 50 miles of Hill City there are 21 larger Census places. Within the same 50 miles lie 29 smaller Census places.

Minnesota rules behind a Hill City personal loan

The rows below set out what a licensed lender must follow in Minnesota, and so for Hill City's roughly 609 residents.

Lender access in Hill City

Hill City is moderately settled, with about 547 people per square mile and 21 larger places within 50 miles. Lenders licensed in Minnesota reach Hill City's 609 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is La Prairie, MN about 18 miles away.