Personal loans in Redmond, OR
Redmond is one of 240 Census places in Oregon; its 37,009 residents put it at 17th. A lender serving Redmond holds a Oregon licence and answers to a Oregon regulator; no city office is involved for its 37,009 residents. Price two or three terms so you can see which payment is truly affordable in Redmond. State law, not city hall, decides what a lender may do to Redmond's roughly 37,009 residents, and a state regulator supervises it. From the 2020 Census base to the 2023 estimate, the population rose by about 11.2%. The next larger city is Bend, OR about 15 miles away.
Redmond: population, trend and location
Here is the sourced Census picture for Redmond, plus the Oregon lending rules that apply to a loan taken out here.
- Population: 37,009 residents; Redmond is the 17th-largest of 240 places in Oregon (US Census Bureau, Vintage 2023).
- Population trend: About 11.2% above the 2020 Census base.
- Absolute change: 3,720 residents added between 2020 and 2023.
- Size percentile: bigger than about 93% of the places in Oregon, with 37,009 residents in Redmond.
- Population density: about 1,986 people per square mile across 18.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Redmond's 18.6 square miles rank 10th of 240 places in Oregon.
- State population share: Redmond accounts for about 1.2% of everyone in Oregon.
- National rank: Redmond sits 1,091st by population among the 19,457 places in this dataset.
- Growth rank: Redmond ranks 7th among Oregon's 240 places for the 2020-to-2023 change.
- Versus Oregon: the state average change is +0.7%, while Redmond moved 11.2%.
- Density rank: Redmond places 99th among Oregon's places by people per square mile.
- Density in context: Redmond's 1,986 people per square mile sit against a Oregon median of 1,575.
- Location: latitude 44.2607, longitude -121.1824 (Census Gazetteer).
- Nearest larger cities: Bend (15 mi); Springfield (90 mi); Eugene (97 mi); Albany (98 mi); Salem (101 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Prineville (16 mi); Culver (18 mi); Sisters (18 mi).
- Smaller neighbours: 6 places smaller than Redmond sit within 50 miles.
- At 100 miles: 4 larger Census places fall inside that radius.
Redmond's place among Oregon's 240 places
Redmond is the 17th-largest of 240 Census places in Oregon and contains about 1.2% of the state's people. On the 2020-to-2023 trend, Redmond stands 7th among Oregon's 240 places — roughly the 97th percentile. By density, at about 1,986 people per square mile, it ranks 99th in Oregon. In land area, Redmond ranks 10th among Oregon's 240 places.
What to do before borrowing in Redmond
Before you hand your details to a lender in Redmond, where the population is near 37,009:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Oregon regulator's licence list.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Redmond and the rest of Oregon is not the process but the borrower's own file, among the 37,009 people here.
Redmond: area, density and distance
Redmond's land area is roughly 18.6 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,986 residents per square mile. For the state's biggest city, Portland, the distance is roughly 114 miles. Redmond has 1 larger places within a 50-mile radius. By land area it ranks 10th of 240 Oregon places.
Oregon rules behind a Redmond personal loan
When Oregon does not publish a figure, the row links to the source instead of inventing a number; Redmond is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Payday lending status | Legal for licensed payday/title lenders; term 31-60 days; one-time 10% origination fee capped at $30; interest limited to 36%/yr; max APR 153.77%. Source says: "Interest rates are limited to 36 percent annually. The maximum APR (interest and fees) is 153.77 percent"; "A one-time 10 percent loan origination fee, up to a maximum of $30 for a new loan"; "The payday or title loan must be for at least 31 days and not longer than 60 days." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required to make consumer finance loans of $50,000 or less; license issued by the Director of the Department of Consumer and Business Services. Source says: "a consumer finance loan of $50,000 or less... unless the person first obtains a license under this chapter" (ORS 725.045). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
Lender access in Redmond
With about 1,986 residents per square mile, Redmond is moderately settled, and 1 larger Census places sit within 50 miles. Lenders licensed in Oregon reach Redmond's 37,009 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Bend, OR about 15 miles away.
Common questions
What are my options in Redmond if my credit is poor?
What loan size can I expect in Redmond?
Do I have to pledge anything to borrow in Redmond?
Does comparing loans in Redmond cost me credit score points?
Nearby places
- Bend, OR — population 104,557
- Culver, OR — population 1,670
- Prineville, OR — population 11,745
- Metolius, OR — population 1,022
- Sisters, OR — population 2,979
- Madras, OR — population 7,744
- La Pine, OR — population 2,540
- Antelope, OR — population 39