Personal loans in Antelope, OR
Census data show virtually no population shift in Antelope between 2020 and 2023. If you are weighing a personal loan in Antelope, start from the payment you can carry; its 39 residents face the same statewide rules.
Antelope is one of 240 Census places in Oregon; its 39 residents put it at 237th. The closest larger city is Maupin, OR about 25 miles away. Every figure below is Oregon's own, applied to Antelope's 39 residents, with the publisher and retrieval date attached. Work out your debt-to-income ratio first; lenders weigh it heavily, and Antelope's 39 residents are no exception.
Local context for Antelope
Set out below is Antelope's local context next to the state-level rules that reach every lender here.
- Population: 39 — Antelope ranks 237th of 240 communities in Oregon (US Census Bureau, Vintage 2023).
- Population trend: Roughly level with the 2020 Census base.
- Size percentile: about 1% of Oregon communities are smaller than Antelope (39 residents).
- Land and density: 0.5 square miles of land carry roughly 85 residents per square mile.
- Land area: Antelope covers 0.5 square miles, the 206th-largest area among Oregon's 240 places.
- State share: roughly 0.0% of Oregon's residents live in Antelope (39 people).
- National rank: Antelope sits 19,116th by population among the 19,457 places in this dataset.
- Growth rank: Antelope ranks 125th among Oregon's 240 places for the 2020-to-2023 change.
- Against the state trend: Antelope's 0.0% change compares with a Oregon average of +0.7% across its 240 places.
- Density rank: Antelope is the 235th most densely settled place in Oregon.
- Against the state median: Antelope runs about 85 residents per square mile, where the Oregon median is 1,575.
- Location: it lies at 44.9113, -120.7236 in the Census Gazetteer.
- Nearest larger cities: Maupin (25 mi); Fossil (26 mi); Madras (27 mi); Grass Valley (31 mi); Metolius (32 mi). Living near a larger metro rarely changes what is available in Antelope.
- Smaller towns nearby: Shaniko (7 mi); Lonerock (43 mi); Granite (113 mi).
- Within a 50-mile radius: 2 smaller Census places.
- At 100 miles: 68 larger Census places fall inside that radius.
Getting a loan in Antelope
Antelope is a sparsely settled community of about 39 people, with 13 larger places inside a 50-mile radius. Lenders licensed in Oregon reach Antelope's 39 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Maupin, OR about 25 miles away.
Land, water and location for Antelope
Antelope's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 85 people per square mile. Portland, the largest place in Oregon, is about 103 miles from Antelope. Within 50 miles of Antelope there are 13 larger Census places. Within the same 50 miles lie 2 smaller Census places.
A practical checklist for Antelope borrowers
A sensible order of operations for a loan in Antelope, home to about 39 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Oregon regulator's licence list.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
What differs between Antelope and the rest of Oregon is not the process but the borrower's own file, among the 39 people here.
How Oregon law applies in Antelope
Below are the Oregon rules that apply to a loan made in Antelope, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Unlicensed lending consequence (state-specific rule) | Unlicensed consumer finance loans are void and uncollectible (principal, interest, fees). Source says: "the consumer finance loan is void... may not... collect, receive or retain principal, interest, a fee or a charge related to... the consumer finance loan" (ORS 725.045(1)(b)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% per annum default legal rate where the parties have not agreed to a rate. Source says: "The rate of interest for the following transactions, if the parties have not otherwise agreed to a rate of interest, is nine percent per annum" (ORS 82.010(1)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
Antelope against the rest of Oregon
Against Oregon's other places, Antelope accounts for about 0.0% of the state's population and ranks 237th of 240 by size. For population change between 2020 and 2023, Antelope ranks 125th of 240 in Oregon (about the 48th percentile). By density, at about 85 people per square mile, it ranks 235th in Oregon. By land area, its 0.5 square miles rank 206th of 240 places in Oregon.
Common questions
What are my options in Antelope if my credit is poor?
What loan size can I expect in Antelope?
Do I have to pledge anything to borrow in Antelope?
Does comparing loans in Antelope cost me credit score points?
Nearby places
- Shaniko, OR — population 31
- Maupin, OR — population 418
- Grass Valley, OR — population 161
- Madras, OR — population 7,744
- Fossil, OR — population 445
- Metolius, OR — population 1,022
- Moro, OR — population 380
- Culver, OR — population 1,670