Personal loans in Ranger, GA
Ranger is a small community in Georgia, with an estimated 107 residents, and every licensed lender here follows the same state rulebook. Roughly 107 residents live in Ranger, the 525th-largest community in Georgia.
Census data show virtually no population shift in Ranger between 2020 and 2023. When Georgia caps or restricts a product, lenders either change the terms or withdraw it from Ranger as from the rest of the state. Decide the purpose of the loan and your repayment plan before sharing any details with a Ranger lender. For a bigger market, look to Fairmount, GA about 4 miles away.
Ranger by the numbers
What follows is Ranger's place in the Census record, alongside the Georgia rules that govern a personal loan made here.
- Population: 107 — Ranger ranks 525th of 536 communities in Georgia (US Census Bureau, Vintage 2023).
- Population trend: Stable from the 2020 base to 2023.
- Size percentile: roughly 2% of Georgia places rank below Ranger.
- Density: roughly 116 residents per square mile, spread over 0.9 sq mi of land.
- By land area: Ranger ranks 465th among Georgia's 536 places, at 0.9 sq mi.
- Share of Georgia: Ranger holds about 0.0% of the state's population, some 107 people.
- Nationally: Ranger is the 18,022nd-largest of 19,457 Census places in the dataset.
- Growth rank: Ranger ranks 349th among Georgia's 536 places for the 2020-to-2023 change.
- Against the state trend: Ranger's 0.0% change compares with a Georgia average of +3.4% across its 536 places.
- Density rank: Ranger places 495th among Georgia's places by people per square mile.
- Density vs Georgia: Ranger's 116 people per square mile compare with a state median of 536.
- Location: latitude 34.4996, longitude -84.7118 (Census Gazetteer).
- Nearest larger cities: Fairmount (4 mi); Calhoun (13 mi); Resaca (14 mi); Adairsville (15 mi); White (15 mi). Lenders licensed in the state serve Ranger whether or not they keep a local branch.
- Smaller communities close by: Talking Rock (13 mi); Rest Haven (49 mi); Orme (72 mi), each with its own Census population profile.
- Smaller neighbours: 2 places smaller than Ranger sit within 50 miles.
- At 100 miles: 365 larger Census places fall inside that radius.
Borrowing reach in Ranger
With about 116 residents per square mile, Ranger is lightly settled, and 82 larger Census places sit within 50 miles. A Georgia licence lets a lender serve Ranger without a local office, so branch density does not change what its 107 residents are offered. The nearest bigger place is Fairmount, GA about 4 miles away.
What Georgia law requires in Ranger
These are Georgia's sourced lending facts as they reach Ranger's 107 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
How Ranger compares across Georgia
Ranger is the 525th-largest of 536 Census places in Georgia and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Ranger stands 349th among Georgia's 536 places — roughly the 35th percentile. Its roughly 116 residents per square mile place it 495th among Georgia's places. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.
Ranger: area, density and distance
Ranger's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 116 people per square mile. The largest place in Georgia, Atlanta, lies about 54 miles away. Ranger has 82 larger places within a 50-mile radius. By land area it ranks 465th of 536 Georgia places.
A pre-application checklist for Ranger
A sensible order of operations for a loan in Ranger, home to about 107 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Georgia regulator's licence records before you sign.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
In Ranger as elsewhere in Georgia, the written terms — not the advertisement — are what count for its 107 residents.
Common questions
What are my options in Ranger if my credit is poor?
What loan size can I expect in Ranger?
Do I have to pledge anything to borrow in Ranger?
Does comparing loans in Ranger cost me credit score points?
Nearby places
- Fairmount, GA — population 765
- White, GA — population 645
- Calhoun, GA — population 18,900
- Talking Rock, GA — population 92
- Resaca, GA — population 1,145
- Adairsville, GA — population 5,052
- Waleska, GA — population 961
- East Ellijay, GA — population 1,394