Personal loans in Adairsville, GA
Adairsville is a small town of about 5,052 residents, and a personal loan taken out here is governed by Georgia statute. Adairsville gained roughly 3.7% in population across the 2020-to-2023 comparison. By population, Adairsville sits at 140th in Georgia, with an estimated 5,052 residents. Read the disclosure for an origination fee and any prepayment penalty before signing in Adairsville. For the 5,052 people in Adairsville, Georgia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Borrowers who want a bigger city can look to Calhoun, GA about 9 miles away.
Adairsville: population, trend and location
Only a few things actually differ by place — population, area, location, and the Georgia rules a lender must follow — and they are below.
- Population: a Census-estimated 5,052, 140th among Georgia's 536 places (Vintage 2023).
- Population trend: A rise of about 3.7% from 2020 to 2023.
- Net change: roughly 179 more people than the 2020 Census counted.
- Size percentile: bigger than about 74% of the places in Georgia, with 5,052 residents in Adairsville.
- Population density: about 540 people per square mile across 9.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Adairsville ranks 107th among Georgia's 536 places, at 9.4 sq mi.
- Share of state population: Adairsville's 5,052 residents are about 0.1% of Georgia.
- National rank: Adairsville is 4,801st of 19,457 places nationwide.
- Growth in Georgia: Adairsville stands 180th by percentage change from 2020 to 2023, among 536 places.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Adairsville's 3.7%.
- Density rank: Adairsville is the 265th most densely settled place in Georgia.
- Density vs Georgia: Adairsville's 540 people per square mile compare with a state median of 536.
- Location: coordinates 34.3708, -84.9212 (US Census Bureau Gazetteer).
- Nearest larger cities: Calhoun (9 mi); Cartersville (16 mi); Rome (17 mi); Acworth (25 mi); Canton (26 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Plainville (7 mi); Kingston (10 mi); White (12 mi).
- Smaller neighbours: 53 places smaller than Adairsville sit within 50 miles.
- Within 100 miles: 127 places are larger than Adairsville.
Adairsville's place among Georgia's 536 places
Against Georgia's other places, Adairsville accounts for about 0.1% of the state's population and ranks 140th of 536 by size. For population change between 2020 and 2023, Adairsville ranks 180th of 536 in Georgia (about the 66th percentile). Its roughly 540 residents per square mile place it 265th among Georgia's places. In land area, Adairsville ranks 107th among Georgia's 536 places.
Where Adairsville sits
Inside Adairsville's boundaries lie about 9.4 square miles of land, with no significant water area recorded. That land carries about 540 people per square mile. Atlanta, the largest place in Georgia, is about 51 miles from Adairsville. Within 50 miles of Adairsville there are 37 larger Census places. By land area it ranks 107th of 536 Georgia places.
Borrowing reach in Adairsville
Adairsville is moderately settled, with about 540 people per square mile and 37 larger places within 50 miles. A Georgia licence lets a lender serve Adairsville without a local office, so branch density does not change what its 5,052 residents are offered. The nearest bigger place is Calhoun, GA about 9 miles away.
The Georgia lending rules that reach Adairsville
For the roughly 5,052 residents of Adairsville, the rules below are Georgia's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
Steps to take before a Adairsville loan
Complete these steps first when you borrow in Adairsville (5,052 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Georgia regulator's licence records before you sign.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
The process is identical across Georgia; what changes is your credit file, not the fact that Adairsville holds 5,052 people.
Common questions
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Nearby places
- Plainville, GA — population 353
- Calhoun, GA — population 18,900
- Kingston, GA — population 902
- White, GA — population 645
- Resaca, GA — population 1,145
- Euharlee, GA — population 4,168
- Fairmount, GA — population 765
- Cartersville, GA — population 24,937