Personal loans in Euharlee, GA
A single loan can carry different costs on either side of a state line, and Euharlee sits on the Georgia side of that line. At about 4,168 residents, Euharlee is larger than roughly 70% of the places in Georgia. In Euharlee, one of 536 Census places in Georgia, the figure to compare across lenders is the APR, not the advertised rate. The trend for Euharlee between 2020 and 2023 is downward by roughly 2.3%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Euharlee loan. The closest larger place is Cartersville, GA about 8 miles away.
Local context for Euharlee
Euharlee is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 4,168 residents in Euharlee (Vintage 2023 subcounty estimate), the 159th-largest figure among Georgia's 536 places.
- Population trend: The 2020-to-2023 change is negative, near 2.3%.
- People gained or lost: about 99 fewer since the 2020 base.
- Size percentile: bigger than about 70% of the places in Georgia, with 4,168 residents in Euharlee.
- Population density: about 771 people per square mile (Census land area 5.4 sq mi).
- Land area: Euharlee covers 5.4 square miles, the 168th-largest area among Georgia's 536 places.
- Water area rank: Euharlee ranks 77th among Georgia's 536 places, with 0.16 sq mi.
- Share of Georgia: Euharlee holds about 0.1% of the state's population, some 4,168 people.
- National rank: Euharlee sits 5,350th by population among the 19,457 places in this dataset.
- Growth rank: Euharlee's 2020-to-2023 change ranks 458th of 536 places in Georgia.
- Versus Georgia: the state average change is +3.4%, while Euharlee moved 2.3%.
- Density rank: Euharlee is the 178th most densely settled place in Georgia.
- Against the state median: Euharlee runs about 771 residents per square mile, where the Georgia median is 536.
- Location: 34.1436, -84.9328 (Census Gazetteer coordinates).
- Nearest larger cities: Cartersville (8 mi); Rockmart (11 mi); Acworth (15 mi); Adairsville (16 mi); Dallas (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Taylorsville (5 mi); Kingston (6 mi); Aragon (10 mi).
- Within a 50-mile radius: 45 smaller Census places.
- At 100 miles: 142 larger Census places fall inside that radius.
Getting a loan in Euharlee
Euharlee is a moderately settled community of about 4,168 people, with 56 larger places inside a 50-mile radius. Lenders licensed in Georgia reach Euharlee's 4,168 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Cartersville, GA about 8 miles away.
How Georgia law applies in Euharlee
These are Georgia's sourced lending facts as they reach Euharlee's 4,168 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
How Euharlee compares across Georgia
Against Georgia's other places, Euharlee accounts for about 0.1% of the state's population and ranks 159th of 536 by size. For population change between 2020 and 2023, Euharlee ranks 458th of 536 in Georgia (about the 15th percentile). Its roughly 771 residents per square mile place it 178th among Georgia's places. Within 50 miles sit 45 smaller Census places, alongside the 56 that are larger.
What a Euharlee borrower is actually offered
A Euharlee personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 4,168 residents. Because pricing is borrower-level, two people in Euharlee can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Euharlee loan is knowable in advance — unlike a revolving card balance.
Land, water and location for Euharlee
Euharlee covers about 5.4 square miles of land, with 0.16 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 771 residents per square mile. The largest place in Georgia, Atlanta, lies about 39 miles away. Counting outward 50 miles, 56 larger communities surround Euharlee. The 100-mile radius contains 142 larger places.
Common questions
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Nearby places
- Taylorsville, GA — population 258
- Kingston, GA — population 902
- Cartersville, GA — population 24,937
- Aragon, GA — population 1,502
- Braswell, GA — population 369
- Rockmart, GA — population 5,231
- Emerson, GA — population 1,437
- Adairsville, GA — population 5,052