Personal loans in Quitman, TX

By population, Quitman sits at 598th in Texas, with an estimated 2,015 residents. The next larger city is Mineola, TX about 10 miles away. A single loan can carry different costs on either side of a state line, and Quitman sits on the Texas side of that line. Begin with the payment, then weigh APR and total interest across the lenders that reach Quitman's 2,015 residents.

Where Quitman stands

The figures below are Quitman's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: 2,015 residents; Quitman is the 598th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Roughly 3.7% more residents than the 2020 Census counted.
• Absolute change: 72 residents added between 2020 and 2023.
• Size percentile: Quitman's 2,015 people outrank roughly 51% of the places in Texas.
• Density: roughly 1,045 residents per square mile, spread over 1.9 sq mi of land.
• By land area: Quitman ranks 736th among Texas's 1,224 places, at 1.9 sq mi.
• State share: roughly 0.0% of Texas's residents live in Quitman (2,015 people).
• Nationally: Quitman is the 7,601st-largest of 19,457 Census places in the dataset.
• Growth in Texas: Quitman stands 524th by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: Quitman's 3.7% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Quitman is the 484th most densely settled place in Texas.
• Density vs Texas: Quitman's 1,045 people per square mile compare with a state median of 840.
• Location: 32.7940 / -95.4455, per the US Census Bureau Gazetteer.
• Nearest larger cities: Mineola (10 mi); Winnsboro (14 mi); Grand Saline (17 mi); Hideaway (21 mi); Lindale (21 mi). Living near a larger metro rarely changes what is available in Quitman.
• Smaller communities close by: Alba (11 mi); Yantis (12 mi); Como (18 mi), each with its own Census population profile.
• Smaller places within 50 miles: 45 of them.
• At 100 miles: 164 larger Census places fall inside that radius.

Steps to take before a Quitman loan

For Quitman's roughly 2,015 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Texas regulator's records to confirm the lender is licensed here.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

In Quitman as elsewhere in Texas, the written terms — not the advertisement — are what count for its 2,015 residents.

What a Quitman borrower is actually offered

Most loans made to Quitman's 2,015 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Quitman loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Quitman loan but raises total interest, so the smallest payment is not the cheapest loan.

Quitman: area, density and distance

Quitman's land area is roughly 1.9 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,045 people per square mile. Houston, the largest place in Texas, is about 208 miles from Quitman. Counting outward 50 miles, 32 larger communities surround Quitman. Within the same 50 miles lie 45 smaller Census places.

Quitman in state context

Against Texas's other places, Quitman accounts for about 0.0% of the state's population and ranks 598th of 1,224 by size. On the 2020-to-2023 trend, Quitman stands 524th among Texas's 1,224 places — roughly the 57th percentile. By density, at about 1,045 people per square mile, it ranks 484th in Texas. Within 50 miles sit 45 smaller Census places, alongside the 32 that are larger.

Texas consumer-lending rules applied in Quitman

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Quitman lender must follow.