Personal loans in Alba, TX

Alba by the numbers

What follows is Alba's place in the Census record, alongside the Texas rules that govern a personal loan made here.

• Population: about 499 people live here, which puts Alba 982nd of 1,224 Census places in Texas (Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 5.7%.
• Net change: roughly 27 more people than the 2020 Census counted.
• Size percentile: roughly 20% of Texas's places have fewer residents than Alba's 499.
• Density: the Census land area of 1.1 sq mi holds about 474 people per square mile.
• Land area: Alba covers 1.1 square miles, the 993rd-largest area among Texas's 1,224 places.
• Share of state population: Alba's 499 residents are about 0.0% of Texas.
• National rank: Alba is the 13,175th most populous of the 19,457 Census places covered here.
• Growth rank: Alba ranks 391st among Texas's 1,224 places for the 2020-to-2023 change.
• Versus Texas: the state average change is +6.5%, while Alba moved 5.7%.
• Density rank: Alba places 900th among Texas's places by people per square mile.
• Against the state median: Alba runs about 474 residents per square mile, where the Texas median is 840.
• Location: it lies at 32.7867, -95.6325 in the Census Gazetteer.
• Nearest larger cities: Grand Saline (9 mi); Emory (10 mi); Quitman (11 mi); Fruitvale (12 mi); Mineola (13 mi). Larger metros often have more branches, but online lenders reach Alba on the same terms.
• Smaller towns nearby: Yantis (10 mi); Hawk Cove (27 mi); Edom (29 mi).
• Smaller neighbours: 19 places smaller than Alba sit within 50 miles.
• At 100 miles: 300 larger Census places fall inside that radius.

Lender access in Alba

With about 474 residents per square mile, Alba is lightly settled, and 78 larger Census places sit within 50 miles. A Texas licence lets a lender serve Alba without a local office, so branch density does not change what its 499 residents are offered. For a larger market, the closest option is Grand Saline, TX about 9 miles away.

What Texas law requires in Alba

These are Texas's sourced lending facts as they reach Alba's 499 residents; the state has no city-level rate rule.

Where Alba sits

The Census Gazetteer records about 1.1 square miles of land within Alba, with no significant water area listed. The resulting density is about 474 people per square mile. The largest place in Texas, Houston, lies about 208 miles away. Within 50 miles of Alba there are 78 larger Census places. By land area it ranks 993rd of 1,224 Texas places.

Where Alba sits in Texas

Set beside Texas's 1,224 places, Alba ranks 982nd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Alba ranks 391st of 1,224 in Texas (about the 68th percentile). By density, at about 474 people per square mile, it ranks 900th in Texas. The population moved by about 27 people between 2020 and 2023, a 5.7% shift.

Before you apply in Alba

These steps shape the offer you get in Alba, a place of about 499 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Texas licence with the regulator named above before committing.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Alba-specific: the same Texas licensing and disclosure rules reach all 499 residents.