Personal loans in Progreso, TX

A lender serving Progreso holds a Texas licence and answers to a Texas regulator; no city office is involved for its 5,037 residents. Roughly 5,037 residents live in Progreso, the 376th-largest community in Texas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Pull your credit reports and line up at least three offers before you apply from Progreso. From the 2020 Census base to the 2023 estimate, the population rose by about 4.7%. Every figure below is Texas's own, applied to Progreso's 5,037 residents, with the publisher and retrieval date attached. The next larger city is Mercedes, TX about 5 miles away.

Local context for Progreso

Set out below is Progreso's local context next to the state-level rules that reach every lender here.

Getting a loan in Progreso

Progreso is a moderately settled community of about 5,037 people, with 22 larger places inside a 50-mile radius. Whether Progreso has a local branch or not, a Texas-licensed lender can serve its 5,037 people online on the same terms. The nearest larger city, Mercedes, TX about 5 miles away.

The state rulebook for Progreso

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Progreso lender must follow.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Small-loan / installment lender licensingLicense required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051)
Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

What a Progreso borrower is actually offered

A Progreso personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 5,037 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Progreso. A longer term lowers the monthly payment on a Progreso loan but raises total interest, so the smallest payment is not the cheapest loan.

Progreso's place among Texas's 1,224 places

Progreso is the 376th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Progreso ranks 443rd of 1,224 in Texas (about the 64th percentile). At about 1,682 people per square mile, Progreso is the 238th most densely settled place in Texas. The population moved by about 228 people between 2020 and 2023, a 4.7% shift.

Land, water and location for Progreso

Progreso's land area is roughly 3.0 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,682 people per square mile. For the state's biggest city, Houston, the distance is roughly 299 miles. Progreso has 22 larger places within a 50-mile radius. By land area it ranks 527th of 1,224 Texas places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Progreso if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Progreso is the same as anywhere in Texas.
What loan size can I expect in Progreso?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Progreso?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Progreso cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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